Right I am 20 years old, have 1 years no claims in April. I really want to get insured on a 172, but the cheapest I can find is £1800 off Elephant. I know people my age have not paid that much, whats the secret? Can anyone suggest what I should do i.e go third party under my Dad until April when I have a years no claims or even October when I am 21? Or is there anywhere else that will do it cheaper that I cannot find.