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insurance help please?

  197 Albi Blue
Now the car has been written off by engineer this afternoon what happens now?

the insurance policy on the car is valid until next september. Is this just cancelled and when new car is purchase does a new insurance policy have to be taken out, or is it done just like when the car is changed? ie pay any difference in increased premium for new car??

  197 Albi Blue
Just say you want to change the car on your policy, they will adjust premium to suit.

so as its a write off we just sort it all as a change of vehicle?

cause someone told my mum that as the car was write off thats it policy is over but i was like :S you have paid for a years insurance though and when you sell a car or scrap it you just change the vehicle on the policy