Insurance - pay for mods

[MattyMarsh]

Im with Admiral insurance. They will insure the various mods I have, but they wont pay for those mods if I write the car off.

Are there any decent companies that will payout for the car and the mods ?

Theyll increase your premium, but give you nothing in return. Urrrrgh

 

[Middo]

the CIS im with will cover the value of mods.

 

[MattyMarsh]

Is that the Co-Op Insurance ?
Im surprised they cover mods.

 

[Gregga]

im with CIS too

i have owned 3 moddedcars, and had 1 break in and one smash - not my fault

paid out both times

very very good company imo

 

[y0z2a]

[Edited by Roamer on 1/28/2005 8:45:47 AM]
Sorry, the "comment" by yozza was actually by me.... he didnt log himself out of my laptop LoL

 

[StevieP]

 

[Roamer]

I have now unfortunately has to claim on my Liverpool Victoria insurance for a total loss of a very modified clio, and we negotiated the price from a standard vehicle replacement price to one which was a fairer representation of the modifications done, obviously if you spend £5k on mods you aint gonna get £5k bach if you crash, but you may get £1500 or more, its down to negotiations in the end most of the time - but I must say, Liverpool Vitoria are VERY good at handling claims and mine went through like a dream instead of the nightmare I was expecting it to be - Thank you L.V.

 

[MattyMarsh]

Thanks mate. At least you were able to negotiate. My company would simply refuse to pay for any mods. Not very good really.

 

[Jonaldinho]

Quote: Originally posted by Middo on 27 January 2005
the CIS im with will cover the value of mods.


^ditto, go for C.I.S, only thing is they require you to write letters about your mods instead of just phoning them.

 

[Middo]

Quote: Originally posted by Jonaldinho on 28 January 2005

Quote: Originally posted by Middo on 27 January 2005

the CIS im with will cover the value of mods.

^ditto, go for C.I.S, only thing is they require you to write letters about your mods instead of just phoning them.



the only annoying thing as it can take weeks to get notification back.

 

[RobFenn]

Hi Guys,

Anyone got CISs website/number?

-Rob

 

[StevieP]

Quote: Originally posted by y0z2a on 28 January 2005

[Edited by Roamer on 1/28/2005 8:45:47 AM]
Sorry, the "comment" by yozza was actually by me.... he didnt log himself out of my laptop LoL

I thought for a moment there, (in the early hours of the morning), that y0z had stacked his 1.2!!

(No-one else reading this thread will have a clue what Im on about now, lol)

 

[badinvincible]

Greenlight?