insurance payout!

[Mikey23]

Hi guys,
ok well following my rather horric time with the bus

http://forum.cliosport.net/display_topic_threads.asp?ForumID=2&TopicID=120583&SearchPagePosition=1&search=mikey23&searchMode=allwords&searchIn=Author&forum=2&searchSort=dateDESC&ReturnPage=Search&ThreadPage=1see here

i have just had a call from my insurance company who have offered me £7500 for my car (blue 172, 51 plate) - it had 35,000 on the clock and would b 3 years old in feb. do you think i should just take the money and run, esp seeing as i only paid 7k for the car in the first place. I did explain that there arent many clios knocking around for 7.5k at the mo, and he asked me to provide evidence of this if i wanted to reject the offer, but i am seriously tempted to just take the money now as otherwise i have to wait until the new year to get another figure. (could be longer esp with the xmas post! eugh!)
what u reckon?
cheers Mike

 

[TheCake]

Id always reject the first figure, go and do some inveistigation on Auto Trader and try and get about 8k mate.

 

[Brazo]

Take the money without prejudice and look at prices and put a pack together and send it to your insurance company in the new year.

You may get some more money but tbh the price sounds good!

 

[iceblue182]

do what brazo says but i think the offer is pretty good!

 

[DAVE_RSi]

you could say, ull accept 7.5 for the car, but u want money for time off work, travel expenses , inconveniece etc, anything that may have cost u money because of it

 

[badinvincible]

Reject the first figure always, as CupCake says.

 

[edde]

Id take the money personally.

Your already quids in.

 

[PJVTS]

i rejected my first offer i ended up with a £1100 extra! theres only one sensible decision!



Would you turn down extra??

REJECT IT!!

 

[Mikey23]

cheers guys, ordinarily i would reject the 1st offer, but i have another 172 lined up and they need to sell by the first week of jan. i think the offer is reasonable, and i reckon ill just take the money and run. i really was hoping for closer to 8, but i dont think its worth tryin to scrape another few hundred quid and wait another month for a settlement. cheers guys

 

[Brazo]

^^Yes reject the offer but accept the first 7500 for a happy xmas and conc on getting the rest in the new year, though doubtfull you would get more on what is now a three year old car!

 

[Mikey23]

PJVTS - did i mention my insurance company is highway - apparently notoriously bad for giving out small payouts! when i spoke to the guy on the phone he asked me to provide evidence of why i wanted 8k. i have looked on the autotrader and most r going for around 7.5/8k so i very much doubt ill get any more than £300/400 and i dont know if i want to wait another month for that as apparently once i send the evidence in, it then has to be assessed by someone........ sounds lengthy!