Insurance Question (urgent)

[Adam.P]

Hi Guys

I know some of you are good at this kind of stuff so quick question.

Basically I was in a prang 4 months ago which is still ongoing with insurance companies. Can i buy a new car and put in on my insurance policy whilst the claim is still going on???

Supposed to be picking up a car this weekend with some money my rents have lent me, but need to now this first and my insurance company is closed.

Thanks

Adam

 

[The Boosh!]

You tell them you have a claim pending.

 

[Kneel]

You have an option when specifying accidents for claim pending. Click that option?

 

[Adam.P]

I mean the same insurance policy as it is still valid till March. Can I insure my new car on the same policy as the one with the pending claim.

Sorry probs should have explained that!

 

[Ben.]

are they definately writing your old car off? is yes then this shouldnt be a problem

 

[Adam.P]

Yes it has been written off, but the tp's insurance company are stalling payment, and it could be a couple of weeks before I get a cheque, so my parents kindly said they will lend me the cash. I hope you're right Ben, as I can be driving again tomorrow!

 

[Vish]

I've done it after my car was written off.

 

[Adam.P]

^^^
Was it before they paid out and the claim still ongoing though?

 

[Ad]

Yeah you can insure a new car.

 

[Adam.P]

YAY New car this weekend then!

 

[Vish]

^^^
Was it before they paid out and the claim still ongoing though?

Can't remember mate, it was 4 years ago.

IIRC, they paid me out minus my excess, while the case was on going. Took 7 months and a police report for the other party to finally admit liability. I'd bought my next car long before the case was settled. Infact, the next day I had switched the insurance onto my courtesy car as the car hire company said I needed my own insurance as I was under 21.

 

[Adam.P]

Thanks for that dude, made my evening!

 

[lindleyp]

can i ask though, ive had an accident on friday an audi kindly wrote me off into a wall and admited liability to the accident, however now looking for a new car ive checked on confused for the best prices for insurance on a 182 od similar price and spec and age of car and its came best i can get is £1340 allthough a few months ago when i checked it said £940!!! anyone know why its went up significantly?

i just thioough that i hada rear end shunt and now my acrs basicly written off as the rear of the car is non existant, and now need to look fr a new car as insurance is sorting my claim out with the othr company insurance ( thhe guy who crashed into me)

have i lost my no claims bonus? or has my insurance gone up because of this?!!

 

[skyinsurance]

^ until the claim is resolved, the accident will go down as pending so yes it will effect your NCB level and will increase the price.