Insurance??!!

[ChrisE]

What do u guys pay for insurance and who are the cheapest??

 

[M1TCH]

for a certain car or just in general?

 

[ChrisE]

for 182 m8!

 

[JBarber]

cheapest for me was Bell, until I found they class the cup packs as mods. Then I went back to Direct line.

I'm 32, full NCB, no crashes etc, car garaged and I pay ~£450 fully comp with protected NCB

 

[Ross M]

i pay £1100 fully comp on a 182. im 19 with 2ncb.

 

[donsrno1]

i pay £1100 fully comp on a 182. im 19 with 2ncb.

Who is that with mate?

 

[Ross M]

Who is that with mate?

Elephant.

crap company to be honest (customer service wise) but only with them as cheap alternative until my (the one i work for) insurance company will insure me

 

[ChrisE]

Ive got a Quote from Equity Redstar for 1200, im 21 2 years ncb, 1 claim and 3 points. Was quite chuffed as i got quotes for like 1600 + and upto 3k before!!

 

[clio_RN]

My insurance is with Nationwide for £878 fully comp with legal assistance. It would've been £856 without the legal assistance but it was pretty cheap anyway so I just added it on.

I'm 21, held license for 3 years (nearly 4) but no ncb 'cause this is my first car

Other companies quoted me around 1k-1.2k

 

[g18llo]

What do u guys pay for insurance and who are the cheapest??

Try Sainsburys - they've just entered into the insurance market and they're selling policies at around cost + 3-5%. Always check the small-print for exclusions, or for excess's or cover limit, those are often the only real differences between policies.

I pay £250 a year for my 172, fully comp, protected NCB, etc, etc.

Regards

 

[blackcat]

I am with Admiral for the 172, cheapest I could find that insure my mods and protect 4 yrs no claims (Greenlight only protect 5). I am 26 by the way and pay £700 for the Clio.
My Delta Evo 2 only costs me £350 a year on an agreed value (£13500), limited mileage classic car policy.

 

[g18llo]

My Delta Evo 2 only costs me £350 a year on an agreed value (£13500), limited mileage classic car policy.

My Integrales used to be with AON, at £250 a year, but over the past few years they've cut their cover and raised their excess. I'm with ClassicLine now, they've been under £300 for the past 2 years.

Regards

 

[blackcat]

Hi G18llo, I take it you are the same guy as on evoforum.
Classicline quoted me £470 this year, but they said that when I am over 30 my premium should shoot down. I am a bit worried about any insurance policy on the delta as I can't see the solextra glass being covered by their windows policy and I don't really trust any insurance company.

 

[theduck]

i pay £1100 fully comp on a 182. im 19 with 2ncb.

f*ck thats cheap, they want £2.3k to insure me, 20 2 ncb, but 1 accident
just tried a running a quote without the accident and its still £2.2k, how did you get it so cheap? I live in an EXCELLENT post code etc etc.

 

[J Rock]

i pay 2300 at 20 with 1ncb and 1 accident on a 182 cup. thats with elephant (same company as bell and admiral)

 

[g18llo]

Hi G18llo, I take it you are the same guy as on evoforum.
Classicline quoted me £470 this year, but they said that when I am over 30 my premium should shoot down. I am a bit worried about any insurance policy on the delta as I can't see the solextra glass being covered by their windows policy and I don't really trust any insurance company.

Hi

Yeah, I'm the same G18LL0 that's on the Evoforum. I go on there quite regularly but it's quite rare that I ever post now.

The trouble you'll have is that you can't get new Solextra any more, absolutely no one has it, and the only way you'll get a replacement is by buying it 2nd hand....... and it's expensive!! It's a bit like Evo wings, £400 for a 2nd hand item!!

I'm over 30 so pretty much all insurance is cheap these days.

Regards

 

[makavelli]

im paying 775 quid wiv ardian flux for my nxt years insurance
thats a 182 with coilovers declared, im 24 wiv 4years ncb and 1 claim wiv car being kept on driveway

 

[theduck]

i pay 2300 at 20 with 1ncb and 1 accident on a 182 cup. thats with elephant (same company as bell and admiral)

see thats what i got quoted, but i hav 2 yrs ncb :S

 

[Ross M]

f*ck thats cheap, they want £2.3k to insure me, 20 2 ncb, but 1 accident
just tried a running a quote without the accident and its still £2.2k, how did you get it so cheap? I live in an EXCELLENT post code etc etc.

i dont have a clue mate :rasp: . thats also with my car being noted as left out on the street as i dont have a drive never mind a garage.

 

[R20 CWH]

£756, 5yrs NCB, 3 pts

 

[Cam]

23yo, 4yrs protected NCB, 0 pts, 0 accidents, on drive, £850 with privilige.

 

[Hector]

glasgow182, sure you told them it was a 182 not a 1point2

 

[Ross M]

glasgow182, sure you told them it was a 182 not a 1point2

haha
nup deffinetly 182. they first had it down as a 172 cup as they couldnt find the RS 182 :S lol but they bird eventually found it.

 

[stoddie]

Best place to look for insurance is www.insuresupermarket.com compares prices of all the insurers.

Ive been with direct line for years though - always been the cheapest for me despit every year trundling through the yellow pages and phoning every tom, dick and harry!

ive got a 172 - wheels, coilovers, exhaust and viper declared. 28 years old, no accidents 4 years NCB and am paying 650! not bad....

 

[45six182]

Another chance for me to plug www.insurancequotes.ORG.uk

If you could all just submit your current insurance details it'll be a great resource for anyone asking the "how much do you guys pay?" question.

Instead of all replying with a few details which don't really mean anything
we can just refer people there instead.

mild rant over - thank you.

 

[Ross M]

Wow .... after going there i have realised my post code is "High Risk" :O :O
how the hell then did i get such a good quote.

 

[Martin_172]

your all so lucky im £1200 a year on my 1.2 16V 17yr old 0ncb

 

[Ross M]

your all so lucky im £1200 a year on my 1.2 16V 17yr old 0ncb

thats good i would think. i was £1800 on my punto which was my first car.
although im now realising im in a high risk post code so that is probably bad. lol

 

[Bluebeard]

I'm 25, 0 ncb, 18m ban Dr10, one SP30, (soon to be 2, D'oh!) tpft i pay £750, and i went through www.confused.com also found it cheaper putting my mrs on the policy?!

 

[Stu_F]

When I come to renew my insurance in just under a month I'll be 23 with 1yrs NCB, 1 claim and have been quoted £1145 with direct line ('53 reg 172). Not too bad when compared to other people's premiums!!!!

 

[ant_v6]

£1,200
V6
Social and commuting
33 with clean licence
5 years NCB
SE London (secure parking)
Limited mileage
Track days included

 

[Da]

With elephant i've been quoted the following. i'm 24, 3yrs NCB, no claims/accidents. Average area. 10,000 miles

1. 
   54 plate 182 ~£900
   54 plate V6 255 ~£1300
   54 Megane 225 ~£850
   05 Seat Ibiza Cupra tdi ~£900

Currently paying about £500 on my 1.2 so who knows...? lol!

 

[Norris_309]

I found privilige to be the Cheapest for my 172 cup (although they havn't got a 2003 cup on their system so it's a sport?)...
I'm 27, 7 years NCB, no accidents (touch wood) of convictions & i pay around £500 FC with all the extras.

I do seem to change every year mind you, sainsbury's were cheapest last year.

 

[ben_p]

3k tpff 18 with 172 no ncd, 3 points n other convictions lol

 

[ben_p]

oh 19 now but was 18 when i had it

 

[Ross M]

3k tpff 18 with 172 no ncd, 3 points n other convictions lol

lol
what else u got packed away ?

 

[Ja5on]

£986 fully comp with green light.

21 2yr NCB I claim on my file.

 

[ben_p]

lol
what else u got packed away ?

assault
gbh
abh
armed robbery
world terrisim.
arsen
etc...

 

[Ross M]

assault
gbh
abh
armed robbery
world terrisim.
arsen
etc...

LOL.
:evil:
so nothing like evading the police or anything ? ha
:dapprove: nearly got that n 5 other charges in my youth. :clown:

 

[theduck]

Wow .... after going there i have realised my post code is "High Risk" :O :O
how the hell then did i get such a good quote.

hmmm... if you dont mind, could you pm me some details to do with the claim, your post code etc. I'm going to phone elephant and see if i can find out why mines so high compared to yours.