insurance

[Christophe]

Sorry probably been asked loads.

21 4 yrs ncb with privilege £650.

The 172 has alloys and exhaust non standard. If i wasnt to claim it does that mean if i had accident they would not pay anything for them two things and so my loss?

 

[Nigel]

You need to declare them on the policy otherwise it's void. If you do claim then they should replace like for like I think.

Congratulations on becoming a member!:clap:

 

[Christophe]

lol thanks. What you mean like for like?

 

[daveymacivor]

Yeah if you dont declare them you will be screwed if you have to make a claim.

 

[Nigel]

If you have after market wheels then they should replace them with the same after market wheel.

 

[Christophe]

it has different alloys and exhaust to standard. Thing is hardly any insurers take mods.

 

[Christophe]

ok found out privilege do do mods. so standard it 650. If i ring them up would they tell me how mcuh extrea id pay to add the two things??

 

[Christophe]

just rang them and theyy dont do it for under 25. grr

 

[Nigel]

I'd imagine they'd recalculate it on the phone there and then for you.

Greenlight insure 21 year olds I think. Not sure on mods though!

 

[Christophe]

They said they dont insure anyy mods under age of 25.

But theres no where except elephant.co.uk and theyd want 1250 quid

 

[Christophe]

how do people do it on here?

 

[tomhunt85]

Try Adrian Flux they don't charge any additional for those mods for me and I'm 21.

 

[daveymacivor]

Nail on Head, insurance companies are all complete bloodsucking b4stards. The whole being over 25 thing is nonsense imo, my flatmate is 28 but has only had his license for 2 years and has a claim but still gets preferential treatment, garbage.
Flame off!

 

[Christophe]

Try Adrian Flux they don't charge any additional for those mods for me and I'm 21.

did you ring up or get quote online? Is adrian flux a broker?

 

[Christophe]

lies!!!! Quinn direct say on website they insure mods as long as dont improve performance. so thought ace. rang them up and they now say dont insure mods at all!!!!!!!!!!!

 

[Gumby]

Norwich Union insure mods - but only 3 or less if you are under 25