Insurance

[Dodson]

Ive managed to get myself insurance for £2800 for a clio 172

Im 20Yr old no NCB

3 points

My first eva insurance on my own,are these cars gud enough to warrant paying that much or am i just bein ridiculous??

Please reply fast as i just had a phone call from reno tellinme they hav a red 172 sat on unmarked 17s there!!!!

 

[DAVE_RSi]

thats 2 much 2 pay imo

wouldnt pay over 2k, actually i wouldnt pay over 1500

 

[badinvincible]

^^^seconded

 

[lincswhite]

thirded

 

[unofficialPete]

yeah thats through the roof, lesson learnt get on your own insurance , look into a valver, 1.6 16v or something for a year or two!

 

[Dodson]

so they really arent worth it??

I WANT one tho!!

 

[DAVE_RSi]

not worth paying that much on insurance m8, ur 20 years old, u could spend that on so much more

get a years no claims at least first mate and itll go down alot

get something else for a year or so and get that years no claims then look at getting 1

ur throwing again 2800 otherwise and what if u crash that and have 2 claim, then itll go up even more

 

[unofficialPete]

Get a 1.8 16v, can get a good one for 2800!

 

[Dodson]

YOU HAVE SOME REAL GOOD POINTS THERE LIKE,ONLY THING WI 1.8 VALVER IS ITS GONNA BE HARD TO GET A REAL NICE ONE,I HAV 53 PLATE CAR AT MO!!

 

[Guilbert]

stick with what you got for a year or so, when you turn 21 with a years no claims this will drop it a bit, cause the compulsory excess goes down and then again at 25. But even at 21 with a years no claims i still get quotes in the region of £1700 for 172.



I am just going to hold out for a bit till i am 22 with 2 years no claims then get one. Be cheaper to buy then too!

 

[McBunny]

i wouldnt pay more than 1k ever ever ever

 

[badinvincible]

Old man^^^

 

[UncleRogi]

1k is the absolute maximum I would pay.

£2800 is about £230 a month!!! thats extreme. Also considering the Second Hand Prices of 172s at the moment thats almost a 1/3 of the asking price for a 2 y old car.

Im surprised you got quoted at all I would wait, till you hit 21 or have some NCBonus, without a NCB are your age I doubt youll find insurance much cheaper.

They are lovely Cars though, but not worth paying that much

 

[McBunny]

well yes but the skoda will only be less than 500

 

[Dodson]

Thanx people it is stuid considerin it really,gonna get a quote for a valva