Insurance!!!!!

[0llie]

Ive just turned 18 and am thinking of getting a 182 as my second car, I've 1 years no claims but i can find an insurer with a decent price! Does anybody know of any cheap insurance companies that that I could go with??

Thanks!

 

[ChrisP_182]

Try admiral, I'm 19 without any no claims and I'm with them

 

[182Trophy]

How much are you willing to pay?

 

[Craig_fell]

Im 23 got a 182 when I was 22 with 1 year no claims. On a multicar policy (20% Discount) with my dad. £1250. Ish.

Also With admiral, only thing is if I paid monthly the price almost doubled.. so I was skint for abit.

 

[Liam B]

as above. Admiral/Elephant. Was 18 when I got my 182 with 1 year NCB. Cost me £1600.

 

[Inequality Street]

Another vote for Admiral. No one else would touch me on my 200 or my Fiesta ST when I was 18/19

 

[brisa4984]

goodluck dude

 

[182Trophy]

as above. Admiral/Elephant. Was 18 when I got my 182 with 1 year NCB. Cost me £1600.

I paid that price at 22 with 2 years NCB with Admiral. You had a very good deal. One lad who is an ex student of mine is 18 and paying 5 grand on a fiesta zetec s. Insurance companies just make figures up I swear!

 

[Inequality Street]

£770 on my 200 @ 19 Admiral

 

[M26]

People who pay £5000 to insure a car have clearly not researched the market and have just went with the first quote they were given !

 

[rs 1an]

My son Matthew is 19 his zetec s is insured with Aviva young drivers £1500 full comp Ollie.

 

[cat171]

£770 on my 200 @ 19 Admiral

How ?

 

[scotty2hotty81]

How ?

Direct debit?

 

[cat171]

Direct debit?

Wtf ? :S

 

[gez 172]

Clio 200 @ 23 £310 8)

when I was 21 buying it, insurance was still a mere £700 lol.

 

[Jack!]

People who pay £5000 to insure a car are f**king batshit mental.

EFA.

 

[Inequality Street]

How ?

paid in full, NCB since the day I turned 17, good post code, family policy with mum n dad as named drivers - Im not complaining! Haha

Direct debit?

Paid in full, was closer to £1000 monthly

 

[172Ben]

I could of sworn you were getting quoted £1000 plus on a 182 when you were 19? Unless it as someone else...

 

[Poopensharten]

I'd pay all of the above combined not to be insured by Admiral/Elephant/Bell TBH.

 

[Steven103]

I'd pay all of the above combined not to be insured by Admiral/Elephant/Bell TBH.

This.


For most young Clio RS owners on the forum EUI group companies (Bell in particular) represent the only realistic and not-completely-stupid way to get insured on an RS at a very young age.

Unfortunately calls to them cost a few £million as you're on hold for 45minutes @ premium number rates, optional extras (which you ARE supposed to declare according to the EUI terms & conditions) and the mildest of modifications add a fair whack to your premium, you're not even compensated for optional/extras or modifications unless you take out a separate policy (they wanted to fix the offside of my car with non-cup parts and leave the undamaged nearside on standard cup parts FLOL), it's generally difficult to communicate with their busy/loud call centres, emails don't get replied to etc etc. To be fair they were OK when it came to dealing with a claim, but no TP was involved which must simplify things massively.

 

[Inequality Street]

I could of sworn you were getting quoted £1000 plus on a 182 when you were 19? Unless it as someone else...

182's are a lot more expensive to insure than 197/200's. Guess more have been crashed etc, and they're a higher insurance group.

 

[McGherkin]

To be fair they were OK when it came to dealing with a claim, but no TP was involved which must simplify things massively.

They are f**king s**t at handling claims.

 

[Jack 172]

Elephant here,£720 fully comp at 20 your better off ringing up asking to speak to the manager and saying the price your getting is ridiculous and see if he can help

 

[Darren61]

21 with an R26 and paid £1100 fully comp with 2 years NCB. Now 24 and pay £550 for the 182 with 4 years NCB. I think they make it up tbh

 

[TonkaTruck]

Can I ask, what is the point in having a 182 as a weekend car and 1.2 as a run around?
Similar price and mpg? doesn't make much sense to me, apart from being a money pit.

 

[TheEvilGiraffe]

Can I ask, what is the point in having a 182 as a weekend car and 1.2 as a run around?
Similar price and mpg? doesn't make much sense to me, apart from being a money pit.

I assume the OP means .. his next car .. not a weekend toy.

 

[TonkaTruck]

I assume the OP means .. his next car .. not a weekend toy.

DOH :banghead: haha

 

[Andyrg@ ClioTurbo]

im 31 - Fully Comp on any Car, no matter what it is up to the value of 70k £950 a Year

 

[0llie]

Thanks, il have a look around at some of the ones you've said!

 

[cat171]

I'd pay all of the above combined not to be insured by Admiral/Elephant/Bell TBH.

100% !!

paid in full, NCB since the day I turned 17, good post code, family policy with mum n dad as named drivers - Im not complaining! Haha

Fair play, that's really good!

 

[172Ben]

admiral have been awesome for me tbh, claimed through them twice, and been brilliant both times.