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Ask whoever the insurance policy holder is to phone up and ask? Its easy.
Anglais?
if the policy holder rings up, and they quote a massive change, and i tell the insurance that i decided not to buy alloy wheels, but really i do and i dont declare it. then after a while the car gets stolen and is found without wheels, then the insurance will realise this and not pay up, because ive rang up earlier asking for a quote, if ya get me?
If you dont declare your mods, I have no sympathy for you if something does happen and your claim goes tits up.
In my view, dont bother modding it if you dont want an (possible?) increase in your premium, or mod it and declare the mods, simple.
In my case, I fitted lowering springs, cat back zorst and 17s and I didnt get charged any extra.
Greenlight but Im 22 and the policy is in my name.
Aye, that too. Mate, were not trying to have a go, if something does happen ( I had 3 non fault bumps in a year ) last thing I want to hear anyway is how someones insurance company didnt pay up because mods werent declared.
who is the car insured with???
just ring up and say your thinking of going with them but want to know if they allow mods and ask for a rough estimate of increase on alloys
if they say no mods or its alot
pay it or simply dont get the alloys until u change company, helps to think of these things before taking the insurance out
Only trying to help bud. Have you done your Pass Plus? It can knock 30% off your premium with certain insurers.
ney i havnt, who r the best insurance ppl for my age, ive been reading some other topics and ppl at 25 getting insured on V6 250bhp for 500/600 and for me, a 1.4 8 Valve around 80bhp is around 2000, its a joke, ive done over 10000 miles in a year.
oh ive been passed over a year and havnt done pass plus, can you still do it if u been passed so long?
Yup, something like £100 for the 6 lessons. 30% of 2000 is about 600 though, speculate to accumulate and all that.
the guy who does it round here, he charges 120, and takes us 2 blackpool and bolton town centre..
i drive my gf up 2 blackpool coz she lives ther half the week, and i do tht every 2 week, ive been 2 york, and the lakes, i see it pointless payin like
he should just give me the cert
Fair dos. Your insurance aint going to get much cheaper until a) you hit 21 and b) you get a years NCD on your own.
Tescos or Directline?
Yeah, they are usually totally random with their quotes, thought it might have been trying for halo54.
It can depend on how BIG the wheels are...................when I had my 1.6 Sunny SR they said"as long as its up ONE size........then NO CHARGE".............that means 14" to 15" or 15" to 16"........................I actually went from 14" to 15" and then to 17"..........and still no charge
So Id make the point youre going up ONE size eh and see what they say
Cya Stu
PS I was with Norwich Union!
well i tried budget insurance 2day, they quoted 693 fully comp, n protected ncd, they said its norwich union 2. my m8 is insured on his new saxo vtr n he sed its got alloys on n they sed its no different, so im gonna give them a ring later on n say its got alloys on. the standard on the clio are 14 right? well should i say its got 15? or 16? i was going to get 17, but i want to lower so 16 i think is the way forward, right?
Mate just dont get a 1.4 and expect to be able to insure it FC!! I had an L reg fiesta as my first car 2/3 years ago, 1.1 engine, and insured it TPFT, because thats all I could afford!
Please, for your sake only mind, think about downgrading the car, and insuring it in your own name, even if only for a year. You will reap the rewards in years to come!
Quote: Originally posted by FN04 XZE on 02 February 2005
Mate just dont get a 1.4 and expect to be able to insure it FC!! I had an L reg fiesta as my first car 2/3 years ago, 1.1 engine, and insured it TPFT, because thats all I could afford!
Please, for your sake only mind, think about downgrading the car, and insuring it in your own name, even if only for a year. You will reap the rewards in years to come!
Well said that man................you know it makes sense eh
Cya Stu
