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Keep the same car or get a new one?
- Thread starter ViruzTV
- Start date
Do you want to?
///M3.
Close thread.
Close thread.
Keep hold mate, insurance is going to be silly until you've got at least 2 years NCB under your belt.
However, if you can add someone of much more experience to your policy, as a second driver, that will bring your insurance down lots. So anyone like your Mum, Dad or even your 28 year old girlfriend
. Crazy really, as you are still the main driver on the policy so it's all legit, even if all they do is move the car off the driveway!
However, if you can add someone of much more experience to your policy, as a second driver, that will bring your insurance down lots. So anyone like your Mum, Dad or even your 28 year old girlfriend
. Crazy really, as you are still the main driver on the policy so it's all legit, even if all they do is move the car off the driveway!
05 clio dynamique
Keep hold mate, insurance is going to be silly until you've got at least 2 years NCB under your belt.
However, if you can add someone of much more experience to your policy, as a second driver, that will bring your insurance down lots. So anyone like your Mum, Dad or even your 28 year old girlfriend
I agree with him mate. I went with quinn 10 months before I passed my test and was insured on provisional, stayed with them for another 2 months and got 1 years no claims (thanks to their provisional policy rules
)When it came up for my 2nd year of insurance with them it was £1800 a year with my mum as a named driver.
Now, i'm 19 and I have 2 years no claims, It's only costing me £695 a year through aviva with my mum as named driver. Hold onto it till next summer and then get something nice and shiny
!
I agree with him mate. I went with quinn 10 months before I passed my test and was insured on provisional, stayed with them for another 2 months and got 1 years no claims (thanks to their provisional policy rules
When it came up for my 2nd year of insurance with them it was £1800 a year with my mum as a named driver.
Now, i'm 19 and I have 2 years no claims, It's only costing me £695 a year through aviva with my mum as named driver. Hold onto it till next summer and then get something nice and shiny
Your Mum as the main driver? Isn't that called fronting? IE, illegal ?
05 clio dynamique
BoatNonce
ClioSport Club Member
Keep it. Is it worth changing car just to get a Ph.2?
Wait, and get a Ph.2 sport.
Wait, and get a Ph.2 sport.
Thought so
05 clio dynamique
Thought so
Messing about with main and named drivers is too risky. When applying for insurance it's always better to be honest, even with stuff like coilovers or wheels.. simply because if you crash or do someone else damage you'll be made to pay for it if you void it.keep your ph1 mate, few years time, get a 172 or something
keep your ph1 mate, few years time, get a 172 or something
Wrong!
I believe insurers are still legally obliged to provide TPFT cover, so essentially it would cover the other party but you would get diddly squat!
05 clio dynamique
Yeah it's illegal. It's much better to take it out in your name then you get your own NCD aswell. Some insurers give it you as named, but not everyone accepts it.
Is that so? I was under the impression that if you voided the insurance you had to pay whatever the compensation claim was yourself due to having screwed the company over by lying. Say if you hit a child (bad example but..) and your company was forced to pay out £200,000 compensation to the family due to you not being correctly covered.. I'm pretty sure they'd make YOU pay for it, not themselves? And there's no way you'd ever get insured again
Sorry for going off topic
