One reason, guys. Only one: f**kwits.
Drivers are fukwits, more than 99% of them. Retarded, stupid f**kwits with no instincts. That's all, you can see that in vids.
Insurers are f**king w**kers. Officially required insurance only covers damage you did to property/people, plus the bumf**k said people and property with an awesome payouts - you know the cost of some '07 Corsa rear bumper plus installing plus paint etc? Insurance companies do! 39 quid. I'm not s**tting you, that's an official payout. 39 quid. They are sure that you can buy a bumper, paint it and fit it for 39 quid. Plus, maximal amount is 2100 quid. So when someone totals your new Citroen or some other s**t, you'll get paid 2100. OR. They can total your Citroen AND a someones' new BMW, you'll get 900 and BMW dude will get 1200, but no more!
The thing is you can insure and drive a f**king Veyron at 18 like that (anything 200bhp+) for 300 quid. Of course there is a proper insurance (not obligatory!) that covers every your dent and scratch, but no one getting it, because it's expensive (equals GB insurance prices actually). So every poor c**t gets an uber cheap insurance, crash his 200 quid LADA into someone, then insurance tell everyone to f**k themselves.
The problem is insurance is that cheap (yeah, there is a bonus for NCB, they will knock 50% of your insurance. In other words, 50 quid of your 100 quid insurance, yay, whole life of perfect driving was worth it!), that every f**kwit can get away with this kind of thing (i.e. crashing his s**tter badly into someone).
Fuel is cheap compared to Europe/USA, you can "buy" a driving licence without leaving your home. You can buy MOT exactly like that.
Any questions left?
f**king hate this country for its PEOPLE.