imprezaworks
ClioSport Club Member
Mk5 Golf GTI :)
Gutted
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PH1 172 CRASH
- Thread starter barrythecat
- Start date
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- 172
Clio 172, Pug 106
who you insured with? If liability is admitted straight away your excess should be waived
Shame about the car but only a piece of metal.. onwards and upwards
Wait, why are you paying excess if your not at fault? You should claim off his insurance no?
I hope he didn't.
Clio Cup
Ouch
I Dunno , Transits are faily robust , they have to be , and thats pretty damaged to be fair ,
Glad you ok , but as people have said , get a claim in , its not a ooooohhhhhhhhhhh aaaaaaaaahhhhhhhhh Whiplash one , you have been genuinly hurt , Plus Virgin Media probably have a Million pound excess anyway , so its not going to effect them anyway
I Dunno , Transits are faily robust , they have to be , and thats pretty damaged to be fair ,
Glad you ok , but as people have said , get a claim in , its not a ooooohhhhhhhhhhh aaaaaaaaahhhhhhhhh Whiplash one , you have been genuinly hurt , Plus Virgin Media probably have a Million pound excess anyway , so its not going to effect them anyway
AlexW nah didn't take first offer...it was a grand lol
got them upto 1525....but cos it's tesco insurance,they deduct my compulsory and voluntary excess,total £650 and then claim it back from other party.
he is gonna blag it and say it was me speeding across roundabout from his right...utter b****cks but apparantly the policeman said there were witnesses
just a shame i have no recolection of what actually happened....all i remember is clear to my right,the car opposite me was turning left and then i was facing the way i came and saw the bonnet in a folded shape and a copper and paramedic were talking to me
got them upto 1525....but cos it's tesco insurance,they deduct my compulsory and voluntary excess,total £650 and then claim it back from other party.
he is gonna blag it and say it was me speeding across roundabout from his right...utter b****cks but apparantly the policeman said there were witnesses
just a shame i have no recolection of what actually happened....all i remember is clear to my right,the car opposite me was turning left and then i was facing the way i came and saw the bonnet in a folded shape and a copper and paramedic were talking to me
MarkCup
ClioSport Club Member
Ouch! Hope you get it all sorted.
This is a perfect example of why a £30 dash-cam is a very very good idea.
This is a perfect example of why a £30 dash-cam is a very very good idea.
PH2 172
I thought joining a roundabout and hitting a vehicle that was already on it was the same as driving into the back of someone.He has no excuse.
I agree to an extent, but then there are a lot of people who think they can drive around a roundabout at any speed they like, because they have right of way...which is reckless driving IMO. I'm not saying this is what the OP was doing. Just asking a question.
PH2 172
Sorry,I don`t know what the limit is on this particular roundabout,but the transit driver has still committed an error of judgement.You have to consider every eventuality.
i was over my give way markings practically level with the raised roundabout and there are skid marks coming from his direction.
on another note.....my hire car has just been delivered...a 62 plate toyota GT86
in white
on another note.....my hire car has just been delivered...a 62 plate toyota GT86
in white
This. £30 is a hell of a lot cheaper than the alternative can be.
Mini Cooper S sport
a 62 plate toyota GT86
Well that should make you feel a bit better! Pics? I love them.
Willo40
ClioSport Club Member
M135i
i was over my give way markings practically level with the raised roundabout and there are skid marks coming from his direction.
on another note.....my hire car has just been delivered...a 62 plate toyota GT86
I would have a little wager on you not wanting to give that back, Lovely looking car and supposed to be amazing to drive, enjoy....
Willo
will get some pics up tomorrow,must admit i doooooooooooooooo like it
I want to keep it already lol
With Liability, they usually only waive the excess if the third party has admitted fault before they pay you out. As in they've contacted your insurer and told them, not you. It's better to get the third party insurance details and contact them directly rather than your insurance. As then you won't have to pay your excess.
Do you have Legal protection on your policy? as they claim your excess/damages back on your behalf (also check any other insurance policies to see if you have it like house insurnace etc.)
The engineers will work off Parkers/Glasses/Cap guide and Ebay (i've got about 12 of them sat near me!) Just looking now and Glasses says about 1500-1600 retail value, so you've not done bad.
Do you have the third party insurers details and have they contacted you and admitted liability? Make sure you don't get a hire car from one of those companies that tries to charge the third party insurer loads of money, as you could end up liable in some cases for the cost, as they won't pay it. If they have admitted liability get a hire car through them, same with a PI claim, get some Physio etc.. sorted if you are having any issues (again through the third party insurers)
Do you have Legal protection on your policy? as they claim your excess/damages back on your behalf (also check any other insurance policies to see if you have it like house insurnace etc.)
The engineers will work off Parkers/Glasses/Cap guide and Ebay (i've got about 12 of them sat near me!) Just looking now and Glasses says about 1500-1600 retail value, so you've not done bad.
Do you have the third party insurers details and have they contacted you and admitted liability? Make sure you don't get a hire car from one of those companies that tries to charge the third party insurer loads of money, as you could end up liable in some cases for the cost, as they won't pay it. If they have admitted liability get a hire car through them, same with a PI claim, get some Physio etc.. sorted if you are having any issues (again through the third party insurers)
PH2 172
I`m confused,if the transit driver has not admitted liability,who is providing the loan car at £100 a day?
Willo40
ClioSport Club Member
M135i
If he is fully comp and has a hire care as part of the deal won't his own insurance company pay for it, then try to claim it back once the blame is decided?
Willio
PH2 172
Fair enough,loan car is an option on my LV policy if car is written off.
Willo40
ClioSport Club Member
M135i
Nothing wrong with a pov specNot if you drive a ph1.
That i'll only be people who have poverty spec cup's.
Only in the summer lol
More than likely they've referred him to a Credit hire company. These people exist to make money out of claims, and will attempt to charge the third party insurer for the money at extortionate daily rates for hire cars. Unless you've added a specific hire car option to the policy they will refer you. You'll get a phone call and they'll decide wether or not they think they can claim the money back, you'll have to agree to a credit hire agreement.
I would bin these people off as soon as you get an offer of a hire car from the third party, and also make sure you get hire car excess insurance - but shop around don't get the one from the hirer.
Jekyll
ClioSport Club Member
Not if you drive a ph1.
That i'll only be people who have poverty spec cup's.
The elite get the elite iirc
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