Provisional Insurance help please

[JackJack]

Got insurance with quinn direct to drive my car on provisional license

nearly had it for a year and wondering if ill still get 1years NCB even with only a provisional license?

anybody know?

 

[SC03OTT]

Pass. Give them a call tomorrow: http://www.quinn-direct.co.uk/company/contact.html

 

[kerry-w]

Doubt it as its not really you driving on your own ever.

Also, are quinn still in liquidation? If so id look at moving!

Why have you had insurance for a year on provisional! Get the test out of the way

 

[DrR]

lol, i'm gonna bet on it being no.

 

[JackJack]

Yea im lookin at movin when the policy expires

And badly broke my leg so kind of messed up my test and that

 

[ekaJ]

It should do, sure Ive read of it before.

Unlucky about your leg though mate.

 

[JackJack]

Thanks mate would be good if it did getting ridiculous expensive quotes

thanks happened 1st of july still not 100% but atleast i can drive again now

 

[JackJack]

just found out on quinns website

Can I earn a No Claims Bonus as a Provisional Licence holder?
Yes. As long as the policy is in your own name, you will start to earn a No Claims Bonus straight away, regardless of which licence type you hold. You can also earn a named driver discount if you have been a named driver on somebody else’s policy, regardless of your licence type.

 

[CCrispUK]

How much are you paying for prov? Mine is around ~£800 Provisional on a 1.2 mk2, with collingwood

 

[JackJack]

think its about 900£ fully comp

 

[jack_kemp]

Jesus. I'd have bet my life on that being a no. Fair enough!

 

[CCrispUK]

think its about 900£ fully comp

Mine sonly 3rd Party iirc.

 

[JackJack]

Passed my test on tuesday with 1 minor insurance has now gone up by 600 odd

 

[prabmire]

Passed my test on tuesday with 1 minor insurance has now gone up by 600 odd

this happened to me but it only went up by 100 quid, this was back about 5 years ago now, reason for it going up is you can drive by yourself instead of under someone "responsibles" supervision!

 

[Short Norman]

Just going to revive this thread.

We have got my son a car to learn in, his insurance while on a provisional is £800 then when he passes it goes up to £2.5k. Does anyone actually know 100% that you can earn NCB while on your provisional.

I've search online but just thought I'd ask the younger audience on here.

 

[Dan@Greenlight]

Hi mate,

I'm no expert with the privisional and younger driver insurance but I would assume that insurance companies would not see the provisional driving as actual driving experience and that would lead me to think that your son would not gain no claims bonus. He is being 100% assisted in driving when on a provisional, the rise in premium is because of that, it is a lot at first but it drops dramatically after the first few years... I had a car worth £300 when I passed 5-6 years ago and was paying 350 a month for insurance, go figure... haha

What car is he driving? I know that some insurance companies bring the premium down if he is willing to put a 'black box' in the car, if he drives the vehicle to their standard after a certain period of time then he may come across a reduction in premium also. The threat of that of course, being new to driving and having that freedom, he may not drive exactly how he learnt to drive...

Hope you get it sorted either way but I can only imagine it is a case of 'biting the bullet'

TK

 

[JackJack]

Just going to revive this thread.

We have got my son a car to learn in, his insurance while on a provisional is £800 then when he passes it goes up to £2.5k. Does anyone actually know 100% that you can earn NCB while on your provisional.

I've search online but just thought I'd ask the younger audience on here.

With quinn i got a full years no claims after half a year as provisional then upgrading to full licence for the rest of the year.

Don't know if all insures would do it though.

 

[Ben..]

I currently have 5 years no claims, including the time I spent on provisional. I've switched insurers a few times and have never had a problem with getting the letter of NCB confirmation from any of them.

I remember when I looked quinn did a similar thing with my quote (had a right laugh thinking I could get myself a 1.6 litre car with these amazing cheap quinn quotes.... Then eventually looked at what happens when you pass!) the better known companies all seem to just stick to one rate, more pricey in the beginning but won't change.

My younger brother started driving 2 years back and paid a disgusting £3.5k on first insurance.