Sick of insurance quotes

[rossul]

I would love to know how insurance companies expect 18yr olds to pay 1.6k+ for car insurance on cars like a 1.4 clio. Absolute sick!


Rant over.

 

[Revels]

It's expensive because you're likely to crash.

 

[Aluco]

It is too high though, all the uk's insurance is too expensive. It's like £150 in France for pretty much anything

 

[rossul]

I know but how are we meant to get NCB when most people could not afford that by themselves

 

[Don]

The main problem is that for those who are legal, it costs a bloody fortune, whereas Joe Bloggs who is on dole and drives uninsured and gets caught will pay £10 a month or something for a few hundred quid fine and gets 6 points on his license (if he has one)...then will carry on doing the same thing as its cheaper to pay a tenner a month than £100+ a month for insurance!

 

[r900smp]

Its not, keeps divs off the road. end.
i paid 2k to insure a 1.2 and a lad crashed into me and wrote it off! :-@

 

[rossul]

i hope the e-petition to look at making car insurance cheaper in the uk gets some publicity and changes the insurers robbing ways!
I know it keeps idiots off the road but they will just drive un-insured if they dont want to pay the stupid prices

 

[Joe#]

why did you get a 1.4 then:banghead:

 

[DrR]

I personally couldn't care now, being an old git.

It's always been LOADS of wonga for under 21s anyway, just do insurance fronting.

 

[rossul]

i dont own a clio yet, im just shopping for quotes to see if i could get one. i have tried a 1.2 clio and though it lacked something. But i know you will say you are young wait till older to get something quicker etc

 

[SC03OTT]

Just roll without.

 

[Aluco]

1.4's aren't any quicker, trust me I used to have one.

 

[rossul]

so a 1.2 would be just as fun?

 

[Aluco]

Yeah

 

[rossul]

thanks considering 1.2 now, lowers insurance by a few £££s

 

[DrR]

I had a 1.2 as a hire car, loved it! Hence why i've had a 172 and 182 since.

 

[Joe#]

It's you're first car mate. If you jumped into a 1*2 at 17 you'd kill yourself, or someone else. I'll be keeping my 1.2 until I'm at least 19

 

[theduck]

1.2s can just as quick as 172s anyway, just ask Fred!

 

[Kane.]

If it makes you feel any better I only paid 600 euros last year @ 18 first time driver.

 

[Joe#]

If it makes you feel any better I only paid 600 euros last year @ 18 first time driver.

should of got a 1*2 then :rasp:

 

[Jaff.]

why does it bother you how much more fun a 1.4 is compared to a 1.2? by fun you mean drive it like a loon and crash it which completley validates the point that your insurance is a fortune.

a car is a car, be greatfull you can consider having one and driving one wether its a 1.2 or a 1*2 it will teach you lessons about driving properly.

i had to drive a s**tbox 1.2 corsa about for the first year of my driving life paying about £1k for insurance when the car cost me £400... guess what... i crashed it.

think what you want about insurance prices but theyre high for a reason. me, many other young drivers and no doubt a high chance of you in the future are responsible

 

[Kane.]

I know :dapprove:

 

[rossul]

basically im just going to have to bite the bullet wit insurance cost. and by having a fun car i mean a one i enjoy driving. I dont drive fast i just like having a car that is enjoyable. I considered a 1.4 as i drive to college and i drive my mam's 1 litre yaris and it is so bad for motorway driving[which most of my drive to college is]. I understand why car insurance is so expensive i just dislike the thought of paying all that money for something you dont actually well see.

 

[Joe#]

1.2 = exactly the same as a 1.4 but with a smaller engine, lower tax, better mpg(to a point) and cheaper insurance

 

[Jaff.]

basically im just going to have to bite the bullet wit insurance cost. and by having a fun car i mean a one i enjoy driving. I dont drive fast i just like having a car that is enjoyable. I considered a 1.4 as i drive to college and i drive my mam's 1 litre yaris and it is so bad for motorway driving[which most of my drive to college is]. I understand why car insurance is so expensive i just dislike the thought of paying all that money for something you dont actually well see.

needs must mate

its rediculous but hopefully something will be done about it soon.

not that it bothers me anymore because im getting older lol

 

[rossul]

yeah it would be good to skip the high risk years with car insurance! bring on my 30s!!

 

[Don]

needs must mate

its rediculous but hopefully something will be done about it soon.

not that it bothers me anymore because im getting older lol

Jaff...You're an old fart...just like me!

 

[Jaff.]

Jaff...You're an old fart...just like me!

but your an older fart

your insurance must be pennies

 

[Don]

but your an older fart

your insurance must be pennies

Hahaha shillings and sixpence!

 

[sbridgey]

i drove a 1.2 for 2 years, great fun cars especially with coilovers on! i now have a 172 and am 19 and it was definetly worth the wait just to gain some experience and get rid of that "i have just passed my test and i am now micheal schumacher" feeling you get, i would definetly buy a 1.2 clio if i was to start again, they are just really good cars for the money. my first year cost me £1500 then £1200 my third year cost £800 but i swapped to my 172 part way through and my mum also wrote her car off which cost me more money but saved more than it lost. Anyway why would you buy a slightly quicker slow car what the logic in that you either get a 1.2 or a 2.0 end of.

 

[TheEvilGiraffe]

Clios are so expensive for insurance, even the poverty spec models. Do some homework on the grouping. They're all 6+ in old money. F**k knows what they are in the new ratings.

And for what it's worth, I paid £700 for 6 MONTHS insurance when I was 17, on a 1.0 1986 Micra, in 2001. I think I was on ~£3.10 an hour, one day a week in a shop.

It's not like you yoofs have it much worse these days anyway.

:rasp:

 

[Cliotoby]

I personally couldn't care now, being an old git.

It's always been LOADS of wonga for under 21s anyway, just do insurance fronting.

This.

I fronted for about 2 years. Was the best thing i ever did, Saved me mega bucks. And then they gave me NCD at the end of it.

 

[DrR]

Isnurance fro me fronting was £300, on my own was £1500

 

[Aluco]

I didn't front and didn't crash (well didn't have a claim) and it cost loads got 4yncb now though. Still pay £1000 for 182 at nearly 22 years old <_<

 

[olliewebbuk]

I didn't front and didn't crash (well didn't have a claim) and it cost loads got 4yncb now though. Still pay £1000 for 182 at nearly 22 years old <_<

Lulz. I have zero no claims and pay £700 a year and I'm 23.

 

[Adam.]

Lol at some of these prices y0.

At 17 the day I passed my test I was payin £537 a year on a Golf GT TDI.

 

[rossul]

Well my plan of action seems to be get 1.2 get my ncb up then save up for a 172 maybe. I'm getting funding for first car so will only have to worry about the insurance. Also I will be able to afford a 172 before I can insure it so might get it as I have space to keep off round. I.e workshop

 

[Danny92]

i'd love to get a price like that im paying over £2000 for a 1.2 witch i need to get rid of next month because i really doubt i'll be able to afford my insurance >.<

 

[Jane]

Well youre all complaining but I pay £2500 a year for insurance on a 1.2 :dapprove: and yet Ive been insured on a 2l A4 TDI and a BMW 520d for free . . . sucks tits but ive just accepted it now really it is just one of those things that everyone has to go through if you want a NCB!

 

[Adam.]

In my case, ncb meant f**k all, 21 done nothing either. But as soon as I had my license 4 years quotes got silly cheap.