Some ones Just smashed into my car

[Jamesstone]

A very very sad thing occured about an hour ago...

It looks even worse in the flesh, front bumper, wing, door & wing mirror scratched/smashed

The guy has given me his details so where do i go from here? i cant be with out my car due to work & i dont really want some animal ragging my car around when its "supposed" to be getting fixed, do you guys reckon i could just send the parts off as i have my other 172 to drive around in while its beeing fixed?



James

 

[.GAZ.]

Unlucky mate..

What hit u?

 

[Jamesstone]

Stupid blind fool in one of those animal off road things

 

[.GAZ.]

Stupid blind fool in one of those animal off road things

Mitsubishi Warrior?

 

[funklenut]

If it going through insurance, depending on who you are with it'll get sent to whoever they like - some insurance companies will give you the option when you take out cover to have be able to choose where it is fixed, or you can get the cheapo insurers who only let you take it to an 'approved repairer' which in my expereince have been shite - I now pay the extra £12 knowing if it needs work it will get done at a decent shop.

 

[Sash]

Always worth asking when u phone up to make the claim if you get to chose where it goes?

 

[Quade]

Feel bad for you matey. Bet there was f**k all damage to his!

 

[Fletcher]

Sorry to see that mate

Hope you can get it all sorted asap.

 

[Dyewitness]

i just got mine back from bodyshop, i was making claim against guy who hit me through his insurance and i got it into the bodyshop i wanted so you can choose, i wouldnt mention you have another car and ask them for a hire car

 

[Initiale]

If you weren't at fault, you should be able to wangle a hire car paid for by the other party's insurance anyway.

 

[funklenut]

like I said it depends on who you are with, I had an R5 Turbo years back that got rammed by a German truck driver. I was with Performance Direct and they wouldn't allow me to take it to preferred place in Woking as they quoted too high. They ended up making me go to this place just outside Guildford on the A3 (as you are from that way you probably know it) just before the Hogsback turn off. They made a right mess of it, I moaned and they offered to do it again, whcih they did, but it was still very poor.

 

[Jamesstone]

Thats the thing, i know its just going to end up a s**t job unless i go some where that i know is good

 

[Ruffneck]

Hope all mods are declared mate...

 

[Jamesstone]

Hope all mods are declared mate...

Looks like the PH1 could be getting pulled apart if it comes to it.. surely though as it was parked - not moving - not even my fault it should not be an issue as its not my insurance company that has to pay out?

 

[clvs2222]

^ doubt that

"yes, hello insurance people, iv got a carbon fibre badge"

"A what?"

 

[Jamesstone]

Quick question, how much would a new door + wing mirror be from renault, painted?


James

 

[jack_davey]

ah gutted for you mate, I have a family friend with a bodyshop based in walton on the hill, they did my 182 for me and you would never know that some silly bint scuffed the bumper!..Very trustworthy, all sensible guys there that you can be assured wont rag your car around.
You are allowed to take your car wherever you see fit to have it repaired, most people arent aware, however working in insurance and knowing someone with a bodyshop I am well aware!

 

[GarethM]

unlucky fella

hope you get it sorted

 

[Dyewitness]

if its the other guys insurance there is nothing to worry about re mods, if you need to verify his insurance details pm me his reg and will have it checked on monday morning for you

 

[Bash]

Arrh s**t man harsh, everyone who I know who saw your car said it looked sick. Hope you get it repaired back to the same standard as it was. R u gonna be taking it in its beat up state to the pizza meet tomorrow?

 

[Jamesstone]

ah gutted for you mate, I have a family friend with a bodyshop based in walton on the hill, they did my 182 for me and you would never know that some silly bint scuffed the bumper!..Very trustworthy, all sensible guys there that you can be assured wont rag your car around.
You are allowed to take your car wherever you see fit to have it repaired, most people arent aware, however working in insurance and knowing someone with a bodyshop I am well aware!

Thanks mate, may drop you a Pm for address details

if its the other guys insurance there is nothing to worry about re mods, if you need to verify his insurance details pm me his reg and will have it checked on monday morning for you

Pheeeew, thats a relief, thanks for your help too mate, hopefully get it sorted if not will drop you a pm

Arrh s**t man harsh, everyone who I know who saw your car said it looked sick. Hope you get it repaired back to the same standard as it was. R u gonna be taking it in its beat up state to the pizza meet tomorrow?

Tell me about it mate, 99% finished then this dont think i'll be coming tomorrow, cant bare to look at it

 

[polarbert]

http://www.europaconsultants.co.uk

 

[Dyewitness]

http://www.europaconsultants.co.uk

stay away from companies like this, just ask the guy's insurers for a car from say enterprise rent a car

 

[Bash]

Oh btw, speedspec where u picked my wheels up from are perfectionists with body repair espically on mod'ed cars.
Shame tho I was looking forward to over taking you tomorrow in my slower 172!

 

[jack_davey]

if its the other guys insurance there is nothing to worry about re mods, if you need to verify his insurance details pm me his reg and will have it checked on monday morning for you

Well his insurance company will be looking for a way to get out of paying, they will most likely send an assesor out to have a look at the car... He will be on a commission based salary and will get a nice payout from the insurance companies if he can find a way for them to wriggle their way out of paying.

put her back to standard for the moment matey... you wouldnt want to be declined insurance in years to come and have the 4x4 driving f*ckwits damage repaired at your expense!

 

[funklenut]

ah gutted for you mate, I have a family friend with a bodyshop based in walton on the hill, they did my 182 for me and you would never know that some silly bint scuffed the bumper!..Very trustworthy, all sensible guys there that you can be assured wont rag your car around.
You are allowed to take your car wherever you see fit to have it repaired, most people arent aware, however working in insurance and knowing someone with a bodyshop I am well aware!

Is that recent legislation about taking your car anywhere? In 99 when I claimed with Performance Direct they refused as they said the price quoted at my preferred garage was over their write off threshold, but as the car could be repaired for less elsewhere at under that threshold they made me take it somewhere they nominated.

I'm also curious to know how Tesco et al can offer that as an option if I can do it anyway?

 

[Dyewitness]

if its the other guys insurance there is nothing to worry about re mods, if you need to verify his insurance details pm me his reg and will have it checked on monday morning for you

Well his insurance company will be looking for a way to get out of paying, they will most likely send an assesor out to have a look at the car... He will be on a commission based salary and will get a nice payout from the insurance companies if he can find a way for them to wriggle their way out of paying.

put her back to standard for the moment matey... you wouldnt want to be declined insurance in years to come and have the 4x4 driving f*ckwits damage repaired at your expense!

wrong mate, if claim is through the third parties insurers they cant get involved in any indemnity issues, did the mods cause the accident? no! only way mods would be involved would be if he looks to claim through his own insurers and then it would only be if they contributed to the index accident.

 

[Jamesstone]

Shame tho I was looking forward to over taking you tomorrow in my slower 172!

Not that i could see you coming with out a wing mirror

Well his insurance company will be looking for a way to get out of paying, they will most likely send an assesor out to have a look at the car... He will be on a commission based salary and will get a nice payout from the insurance companies if he can find a way for them to wriggle their way out of paying.

So they can void it then? surely not as i'm not in the wrong :S

 

[polarbert]

Sorry should add a bit more. Those are the people that fixed my car when someone ran into it.

Don't need to pay any excess, choose the repair centre you want. And get a similar performance car while yours is being fixed.


Great service. I wouldn't hesitate to use them if anything happened.

 

[polarbert]

http://www.europaconsultants.co.uk

stay away from companies like this, just ask the guy's insurers for a car from say enterprise rent a car

Erm why exactly? You got any evidence to suggest why someone should not go to this company?

 

[polarbert]

Not that i could see you coming with out a wing mirror

Well his insurance company will be looking for a way to get out of paying, they will most likely send an assesor out to have a look at the car... He will be on a commission based salary and will get a nice payout from the insurance companies if he can find a way for them to wriggle their way out of paying.

So they can void it then? surely not as i'm not in the wrong :S

Let Europa deal with it mate, you don't have to worry about anything as they sort it all out for you.

 

[jack_davey]

Well his insurance company will be looking for a way to get out of paying, they will most likely send an assesor out to have a look at the car... He will be on a commission based salary and will get a nice payout from the insurance companies if he can find a way for them to wriggle their way out of paying.

put her back to standard for the moment matey... you wouldnt want to be declined insurance in years to come and have the 4x4 driving f*ckwits damage repaired at your expense!

wrong mate, if claim is through the third parties insurers they cant get involved in any indemnity issues, did the mods cause the accident? no! only way mods would be involved would be if he looks to claim through his own insurers and then it would only be if they contributed to the index accident.

Believe me mate, "independent" vehicle assessors are mercyless b@stards when it comes to their work. They will find some way of getting out of paying...probably something along the lines of "the damage wouldn't be as bad if it wasnt lowered" or some bollucks like that.
Think of how his insurers will react, to them James has witheld information that would give them an excuse to charge him a higher premium, as if they are going to act on his behalf!

If you ever want to know how it works, think of the money as your own and act like a c*nt

 

[Dyewitness]

stay away from companies like this, just ask the guy's insurers for a car from say enterprise rent a car

Erm why exactly? You got any evidence to suggest why someone should not go to this company?

i work in insurance and deal with credit hire companies

 

[polarbert]

Ah! Thats fair enough then! I know they do charge extortionate prices to the third party.

 

[Spongebob 172]

Thanks mate, may drop you a Pm for address details

if its the other guys insurance there is nothing to worry about re mods, if you need to verify his insurance details pm me his reg and will have it checked on monday morning for you

Pheeeew, thats a relief, thanks for your help too mate, hopefully get it sorted if not will drop you a pm

Arrh s**t man harsh, everyone who I know who saw your car said it looked sick. Hope you get it repaired back to the same standard as it was. R u gonna be taking it in its beat up state to the pizza meet tomorrow?

Tell me about it mate, 99% finished then this dont think i'll be coming tomorrow, cant bare to look at it

i will take you mate if you wanna go....no problem,will see you tomorrow anyhow

 

[r8byb]

inspect it thoroughly when you pick it up as silver is a b**ch to match

 

[RichCup]

Gutted mate!

 

[Christopher]

Gutted matey

 

[Jamesstone]

Just wished the t**t had looked where he was going

I know silvers a bad one to match & i will always know its there :dapprove:

 

[Jamesstone]

Right just spoke to the guy, he would prefer to do it outside of insurance, as would i! what do you reckon the cost would be?

Bare in mind i do a fair bit of car detailing, so i'm pretty sure i can sort the wing/bumper out, just would be the door, how much do they go for?


James