Taxed but not Insured...

[V9 GSW]

Hi Guys,

Quick question, If i was to buy a car which has been both taxed (until August 2009) and MOT'd (Until Feb 2010) do I need to insure it if I do not intend to drive it.

Basically I have a car at the moment which I will continue to drive until I sell it, so the car I am thinking of purchasing will simply sit until my current car is sold.

My understanding is that a car must always be taxed and MOT'd unless declared off the road, however if the car is Taxed and MOT'd but not being driven do I need insurance. Obviously come August I would need a valid insurance certificate in order to re-tax.

Any ideas?

Cheers,

Greg

 

[Gareth]

nope, no insurance if your not driving it, but you ofcourse run the risk if it gets stolen.

 

[172Ben]

I dont think you can leave it on the road if its not insured. So would need to be on a driver iirc?

 

[White16valver]

You don't have to insure it but if you don't insure it and it gets nicked, you get diddly squat.

Ring the insurance company. Say you have a car off the road and wish to insure it Fire and Theft only.

Only cost me about £100 a year a few years ago, and you're covered for everything except driving it

 

[White16valver]

I dont think you can leave it on the road if its not insured. So would need to be on a driver iirc?

This is a good point though, will need to be off the road!

 

[Beef-Mc]

OT but lol at babbage.

 

[emdos]

In a nutshell...

Using the car needs fully comp (if its worth abit of cash)

Car not in use (but parked on the road) needs at least Third party fire and theft (it's illegal to park a car on the road without some basic insurance and this will cover u if its stolen).

Car not it use (but in a your garage or on private land) needs no insurance but if you have it stolen, ur fooked