When does a clio 182 2004 (54) plate become a classic car ??

[Suspect]

Hello lads,

not sure if I am posting this in the correct place but here we go.

so it’s that time of year insurance is due and it’s doubled + more compared to last year ?

so my question is when can I declare this 182 2004>>>> 54 plate as a classic ??

Does anyone know ?? not really keen paying my renewal quote.

Let me know your thoughts.

 

[gez 172]

You’ve got a good few years to go yet - I think it’s around 25 years until you can get proper classic car insurance.

 

[YorkshireKyle]

25 years old

Insurance companies are usually knobsacks that double your renewal in the hope you don't shop around and they then get extra money for nothing

 

[thecrim22]

yeah either phone them up or shop around i was surprised when i went to insure the skyline when i got it and they told me it was now a classic and its a 97

 

[plenty]

Mine’s on a “modern classic” policy with Classicline. Must not be primary car, limited miles. Cheaper than mainstream insurers.

 

[DAN@ADRIAN FLUX]

Hi.
We do have some future classic car schemes that can cater for insurance on these types of vehicles.
Regards,
Dan.

 

[Suspect]

Hello dan,

You’ve got a good few years to go yet - I think it’s around 25 years until you can get proper classic car insurance.

I remember someone saying that 15 years on certain cars are considered as antiques

 

[Suspect]

25 years old

Insurance companies are usually knobsacks that double your renewal in the hope you don't shop around and they then get extra money for nothing

So true , I live in London it’s got one of the highest uninsured drivers. Premiums just go up and up .

not to add I had a accident last year and this is probably the reason my insurance has gone up but more than double is that even normal ???

I could understand a few hundred pounds but in total it’s near enough up almost by £500

 

[Suspect]

yeah either phone them up or shop around i was surprised when i went to insure the skyline when i got it and they told me it was now a classic and its a 97

Yes defo will be shopping around the thing is I absolutely hate it. No ones going to beat my current insurer that has been the case for the last 4 years

 

[Suspect]

Mine’s on a “modern classic” policy with Classicline. Must not be primary car, limited miles. Cheaper than mainstream insurers.

Nice I never heard of classic line
Might give thema try

 

[Suspect]

Hi.
We do have some future classic car schemes that can cater for insurance on these types of vehicles.
Regards,
Dan.

Pm’d

 

[Martin_172]

I must be getting old I'm £145 a year lol

 

[leeds_182]

A lot of my volvos haven’t reached classic status yet.

Saying that, I’m not sure they ever will.

 

[OssPoop]

A lot of my volvos haven’t reached classic status yet.

Saying that, I’m not sure they ever will.

Certainly not in your ownership.

 

[Suspect]

I must be getting old I'm £145 a year lol

I bet you live in the highlands where the only crime that happens is a fox attacking a cat.

 

[Hollidog]

If it's modified take a look at REIS insurance. £372/y for me, all mods declared, agreed value, 28, London.

 

[Martin_172]

I bet you live in the highlands where the only crime that happens is a fox attacking a cat.

Try the murder capital of Europe

 

[noyzboy]

Richard Eggar would not insure a V6 four years ago. "Don't do hatchbacks". Things may have changed. With Classicline now on agreed value.

 

[Leo182]

I must be getting old I'm £145 a year lol

Same here, renewed today @ £193, gone up by £10 grrrrr but everywhere else wanted £240+ so just auto renewed it.

 

[MarcB]

My Clio is now 15 years & 2 days old.

Personally think for anything to even be a modern classic it should be 20years and a real classic should be 30+ years.

 

[gavinf91]

over 15 years old and worth over 15k.. so never if it’s a s**t colour

 

[Kenich.]

I was talking to an insurance broker about this on Monday. My 106 Rallye is on a classic policy ( 26yrs old / 3rd car / limited mileage) and I was interested if my Ph1 172 would be eligible (my standard insurance is cheap, I was just intrigued). It appears to be a grey area as providers have different opinions and offerings on what is a classic. They did advise in terms of insurance there are some cherished car and modern classic policies that would suit me, but generally they don't always necessarily offer a better discount than a standard policy.