Where to buy now and pay later

[Klang1.6]

i want a BMC filter but cant afford on now, i know halfords have a buy now pay later option but you have to may over 200 pound, same for demon tweeks. newhere eles?

 

[nobblebonce]

maybe use ur credit card if u have one

 

[Klang1.6]

na dnt wanna use a credit card

 

[ClioJohn]

well halfords is basically a credit card anyway!
You open the 6 month BNPL through the edge card. Which is basically a store card.

Get 6 month interest free of egg, then if you havent paid it off your only getting charged 11.5% a year, instead of 29% a year at halfords.

finance lesson over

 

[chunktrophy]

or get 9 months interest free on a credit card from halifax or bank of scotland!

 

[Klang1.6]

so is halfords a credit card? thought it was just credit

 

[Bazzeray]

do halfords not do hfc easiplan anymore then?

 

[ClioJohn]

na its a new finance thing through a seperate company. hfc is scrapped.

Basically when you open the finance deal, you also open an edge store card. Which then gets sent to you after youve completed the deal.

You obviously dont need to buy anything on the card, but the option is there if you wish.

So long as you pay the finance of within the 6 months you wont be charged interest!

Basically the same as the old hfc, cept better deals and you get the store card.

The good thing bout the store card, is say once you pay off your alloy wheels...then you can walk back in and put another 6 month agreement on for say satnav/audio!