Who's everyone with Insurance wise and is it a reasonable price ?

[D1CKY]

Bit of a long shot i know,

The time has nearly came to renew my insurance again and my renewal has went up to £418 per annum with £150 Excess for fully comp for a 27 year old with 7 years protected Ncb with no claims or points etc but a 6 month ban for totting up .

Why would it go up with more years without a claim ?
The claims due to flooding etc ?
Or an increase in car crime down south ?


Mileage is set at 10k and value is 4k with ability to drive other vehicles too.

This is with Direct Line, my insurance was £304 last year with £150 Excess for fully comp, less NCB and was protected too.

The cheapest i have got it down to is £297 this year with same conditions, excesses as my policy thats a way to run out.

I have tried Tesco and Go Compare etc and its in the £400 plus price area. :dapprove:

Are there any specialist that give CS discount.

 

[carrmrc96]

I got quoted £811 for my 182. im 25 with 3 years no claims but have a £15500 accident claim 2 yrs ago

 

[Greeny.]

Mine is just over £400 with Sky Insurance, all mods declared, 7 years protected no claims, fully comp

 

[DrR]

Are you foreign?

just try lots of places for quotes, it's the only way.

 

[D1CKY]

Are you foreign?

just try lots of places for quotes, it's the only way.

Scottish...
Unless thats classed as foreign ?

I have done a fair few searches but thought theres no harm in asking on here to get an idea who to stay away from etc.

 

[DrR]

Just your post is written like a nigerian scam lol.

For me, Privilidge, directline and Brentacre are about the cheapest.

 

[withnick1]

im with ensign, and ive paid £919 with 2years ncb, and my old man on the insurance. but i live about 1 mile from hull city centre.

 

[bobbarley]

My wife is still learning to drive, so we've bought her a 03 plate 1.2 Clio to practice in. Insurance has come up at about £650. That's with her being 23, obviously provisional, 1 years no claims. For Manchester I think it's a pretty good quote. It's with Admiral.

 

[172Ben]

Adrian flux, about £700 with all mods declared

 

[finch wxm]

im 27 4 yrs ncb,good area been quoted £360 at best

 

[Krispwee]

Directline for me. Was £1070, 2 yrs NCB, license 2 yrs, 23yrs old, 3 Points (SP30), Hire car, huge excess though as im a new driver.

I added my g/f to the policy (4 yrs driving, 25 yrs old, no points or accidents) and it dropped to £860. I was chuffed! Only downside is she now gets to drive my car which is always a risk

 

[fUbAr]

Sky, yes very reasonable.

 

[deggs172]

Elephant have always been very reasonable for me( 30 years old and 10 yrs no claims )
£265 all in
confused.com is best search engine I've found
could try different times of the day too as prices can vary.

 

[MarkEvanson]

I pay £2000 for a 1.2 ph1
18 years old nearlyy hitting a years driving

 

[*Badger*]

27, 6 years NCB, Protected.
No points, 1 Non Fault claim 3 years ago.
Paid £460 last October on my 182, that was up on the previous years. Shopped around, couldnt beat it by more than £10-15, and it simply wasnt worth moving for that. DirectLine.

 

[OLR]

Adrian flux, about £700 with all mods declared

this -£5 = £695 all mods declared
3 or 4years NCB 22yrs

 

[db]

Greenlight was best for me... 27 with 6 years ncb = £345

 

[Burnz0]

have you tried adding someone else as a named driver? i paid £400ish with Tesco & it was about £50 cheaper if i put my mum or dad on.

 

[dmn1989]

will be adrian flux @ £1900

unless sky insurance can do anything for me, need to give them a ring

21. 9 points 3 years ncb

 

[jonbrown]

Aviva quoted me happy at £295 on my 182 with no modifications:-

27,
8 years ncb (which are protected),
£150 excess,
10k miles,
home start recovery

 

[Craigus]

I don't have insurance, it's cheaper to pay the fine.

 

[chrisj]

Mines with greenlight and i'm paying 510 on a ph2 172 with 3 yrs no claims.

 

[Cunney]

I don't have insurance, it's cheaper to pay the fine.

lol I do ponder over that at times

 

[JayJo]

£350 with Chris Knott - but I'm an old man with 9 PNCB

 

[john182rs]

Im with GreenLight.
When i was 27 last november (28 now) they quoted me £389 fully comp with an excess of £50 but i have 5years NCD and a 12month ban from 24 months previous for excessive speeding, due care and attention and a MS50 which is public road racing.
All mods declared also.

i will be staying with greenlight for next year also as every where else wants to abuse my arse periodically.

 

[nathanH]

Im with green light too, 24, 6 points, Clio Trophy, 5 NCB - £670 Fully comp with a £350 excess.

Was with Direct line before - £800 with £1000 excess (best I could find last year)

 

[JayJo]

Wow thought mine was cheap at £350 but sounds as though I'll be shopping around in January time

 

[skyinsurance]

will be adrian flux @ £1900

unless sky insurance can do anything for me, need to give them a ring

21. 9 points 3 years ncb

We'll certainly have a look at it, feel free to PM me your contact details and I will arrange a call back

 

[Si Haworth]

Brentacre wanted £770 from me for renewal,

24, 2 years ncb, 1 claim (not at fault), 0 points.

Elephant though have smashed that and will do it for just under £550. Strange old world.

 

[D1CKY]

Grrr, the cheapest i can find is £368 with £150 Excess for fully comp with 7 years protected Ncb.

I hate insurance companies

 

[Lozza-p]

im looking for insurance adrian flux £1400 elephant £800 other companys all around 1000

got 7 years ncb im 25 it takes the piss my insurance has gone up by like 300

got a good quote from greenlight though gotta phone them 2moro and put my gf on the policy with everyone else she seems to bring my quotes down.

fingers crossed

 

[Jay.S]

am 21, 3 years ncb and its £1000 full comp, cheapest i could get at the time. Am seeing some insurances have gone up though so am hoping come august it will cheaper.

 

[Rys]

2002 172 non-cup, 30yo, 1 years NCB (only been driving a year) and it's £780 ish. Renewal is just coming up funnily enough and they've (Elephant) quoted me £840. Shopping around just now on the popular comparison sites has the same joke quotes I got when I initially tried to insure it when I had my provisional.

Guess I need to do some ringing around, but I'm resigned to it being near £1K for a couple of years at least.

 

[z8jay]

Standard 182, 23years old, 5 years NCB

£750 with Churchill fully comp

 

[theduck]

Brentacre wanted £770 from me for renewal,

24, 2 years ncb, 1 claim (not at fault), 0 points.

Elephant though have smashed that and will do it for just under £550. Strange old world.

WHAT???

I'm 25 (24 at policy start) 5years NCB, 1 claim not at fault, parked off road in 'B' Rated postcode and mine with Brentacre was £650, everyone else including elephant, wanted lots more.

 

[shiwarrior]

Mine is just over £400 with Sky Insurance, all mods declared, 7 years protected no claims, fully comp

That seems rather a lot for 7 years !
mine is due on the 6 July

last year i paid £400, 3 years NCB, 2 accidents (1 was my fault) im 32 and been driving for 7 years then

this year, ive just done a lot of quotes, and the cheapest so far is Tesco Value @ 418 , protected is £533

im curently insured with sky insurance too

just waiting for my renewal quote now


my quote has just come in from green light, they want just under £500

 

[colossuss]

Hmm.. I thought you're no claims only brought prices down from 1-5 years, anything over 5 years doesn't get considered to reduce your rate. I cant imagine your insurance would go down until you enter your 30's, or move house

 

[D1CKY]

Sky insurance wanted over 400 odd quid without even my mods declared and Greenlight would insure me with all mods declared for £367

I'm just awaiting Sky's feedback to see if there price comes down any once CS discount comes off.