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young sport drivers
- Thread starter Laura
- Start date
im 19 no ncb, 6 points for no insurance and no licence, drive a trophy and pay 2.3k and im only a named driver! i went through a local broker! i was going to be 4.5k in my own name. there are a few boys in my local area with 182s there is an 18yr old and he pays 1800 in his own name for a 182 with both cup packs!
Turbos.
Dan Page said:
So is not telling them about the deer...
Duty of Disclosure says you must inform the insurer of any changes (accidents, losses, claims, occupation, mods..).
I am with Directline at 21 and they were easily the best. Previously i was with Privilege (underwritten by Directline).
ForceIndia
ClioSport Club Member
Gentlemans spec 200
Greenlight seem quite good, dropped my qoute by 40%.
im 22 3 points and one accident. for a 172 ist 1200 pa thats with elephant. If u get either ur mum or dad as a named driver on your policy with a clean history might drop it a bit it worked for me got me 150 off my premium. and the good thing is its not dodgy coz its your policy in your name all it is is that ur one of ur parents is a named driver. bonus
silver cup packed FF 182
im with direct line 22yrs old, 4ync also inc (pnc) 182 inc cup packs 2005 reg £770
Nike Lunar Elite's
I'm 22 with 1 year ncb, I haven't insured for a year yet (paid extra ontop of existing cover to swap from a 1.2 to 182) and am paying £239 for 4.5 months which works out to approx £640 a year. I got a few quotes for when I turn 23 and have an extra years ncb and was getting quotes as low as £300 from http://www.moneysupermarket.com.
My best quote was from Direct Line, I got it cheaper phoning them up than I did online.
(I was 26 the first time I insured it and it came to £1500)
I think insurance companies vary depending on what area you live in. So your best bet is to try everywhere you can! Insurers like TSB would insure me on a 172 because I am under 30!!!
I would think you will be lucky to get it for under £2500 though.
(I was 26 the first time I insured it and it came to £1500)
I think insurance companies vary depending on what area you live in. So your best bet is to try everywhere you can! Insurers like TSB would insure me on a 172 because I am under 30!!!
I would think you will be lucky to get it for under £2500 though.
RB 182 cup,astra sri
im 21, have a 172 cup, no no claims, got insured fully comp with direct line for £940. if you play the companies off of each other they sometimes budge considerably. live in ayrshire btw
brisa4984
ClioSport Club Member
21, no points, 4 years ncb (so long as im with direct line) quote is 800 quid.
BMW 320d SE
You're gonna struggle for much under 2.5k at 19. I ran a quote through on confused.com yesterday as if it was in a years time, so I was 19 with 2 years NCD. Was about 2.5k cheapest through Admiral. At 20 It was 1850. Adding mum brought the prices down to those mentioned above so it was dearer originally.
Clio 172 mk2
theduckeatspork said:
It hasn't changed either since I started driving 13 yrs ago...used to cost me the same.
What bugs me is peoples desperation to get in these sports cars regardless of cost...i.e they'll buy brand new on tick and pay 1000s of insurance.....you have to ask yourself is it worth it?...the monthly repayments must be astronomical.
At the end of the day it's up to people to spend their money on what thay want...I just remember all the s**tboxes I had to drive before I could move up to anything remotely decent lol
you're doing the right thing, there are better things to spend your money on to be fair, i really enjoyed my smaller engined clio and only moved up the ladder because my insurance quotes were now reasonable enough to allow me access to the hot hatch range. take it easy and enjoy the car for a while longer, time flies and makes fools of us all and im sure u'd rather enjoy the RS when you can properly afford to rather than scrimp and scrape and compromise other areas of your life all for a car.taylor said:
For reference im 23 with 0 NCB (expired whilst at uni) and pay £890 on a Civic Type-R via a broker, fully comp under my own name. oh and 0 points
im offshore at the moment but once i get home ill find out who he is insured through, and im not doin anything illegal with my insurance, i now have a licence and have had for over 2 years, i got cought driving my friends car at 16 and got charged with having no licence and no insurance. my points come off 10 months! cant wait!
