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if you are asking that question then the answer simply is you cant afford to insure a 172/182. Just so you know you will find the cost to insure RenaultSports (excluding v6's) goes from cheapest to most expensive in this order:
172 (either ph1 or ph2)
182
172 cup
Trophy
Prices for me 22, 4ncb, good post code are between £700 and £900