Thanks for the reply.
Basically I have been offered the chance of having a Z4 2.2 on a 54 plate from my mum

Obviously I will need to buy it (which will be more than a Clio) but we know the history of the car and everything has always been done at the Sytners.
I like the Clio's a lot and for me and my age (24) I feel I would get a lot more fun out of the Clio rather than the Z4 and Im hoping the running costs would be cheaper for the 182 than the Z4!?
Just really a toss up between the two : - I love little pocket rockets and I have never had the chance to own one because the insurance costs have always been too high that why I am really considering the 182. Its just unfortunate thats my mum is getting rid of her right now otherwise wise a year down the line I probably would have had it.
Previous cars include:
Ford Fiesta 1.3 J Reg
Citreon Saxo VTR R Reg - Always wanted VTS
VW Polo (6N2) 1.4 Match W Reg - Always wanted GTI
Mini Cooper 51 Plate - Always wanted Cooper S
Peugeot 206 Auto Sport 55 Plate - Always wanted the GTI
I have owned some nice cars but never the top spec model because of insurance.
If you are reading this and have fell to sleep I apologise.
James