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Yep, I worked in motor insurance for 5 years.
It was just a retort to Rexina who insinuated that spending £5k on a £500 car was a waste of money, while at the same time suggesting that the OP spends £3k+ insuring a car worth max £2k instead - which IMO is just as big a waste of money.
I'd also look to first knock the aperture back to F/2.8 and practise getiing everything in focus then, and gradually go back up to F/1.8 if needs be. Is it the AF-S version you got mate, so it'll AF automatically? Never underestimate the power of manually adjusting the ring after initially...