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But generally you aren't losing £2500. When your car is 3yrs old, it isnt worth the same as when it was new, so why expect that much back? If buying a new car, a handy tip is to check with your actual insurer. Many offer include a form of GAP insurance as standard for the first 12months of a...

Sam, ring your insurer and suspend your cover if there will be any gap between cars. They will reduce your premiums for the time you are without a car and you can then reactivate it and transfer it onto the new car you buy and hence continue earning the NCD. Regarding DOC, read your docs/ring...

A bit of a con imo. Basically its like top up insurance. Write your car off in a given time and they will pay out for whatever depreciation has occured.

Silver Ph1 Vee in Nottingham about 3.50pm drivin past the Royal Centre tram stop. No CS stickers and I think its the same one I spied in Sunwin Renault a month or so back..

Agreed, looks an v good price for the car..

Saw a blue Zonda in Basford, Nottingham a few months ago, I nearly crashed!

I'm sure my local dealer has it at about £400 on the service board.. will check next time i'm in..

Usually these things stipulate a "like for like" basis. Phone the number and ask for those benefits to be included, and point out that it isn't "beating my quote" if it isnt giving the same product. If the offer is still on at my renewal, thats what I'll be doing.

Shame it doesn't work that way tho, a majority of claim costs are third party costs. Ie the brand new £50k merc that they crash into, not to mention the injury claims and lawyers fees..

Alex, your current insurers will usually insure it as a temporary additional vehicle for a small fee. Depends on the company but many let you do this from 1 to 30 days at a time. I used to have Direct Line, when I was trading to my clio from my old car, there was a 2 day delay and they reinsured...

But the R26 is a totally different car.. might as well say that Fiesta ST owners just cant afford an RS..

I'm confused. Do you mean the R27, or is he comparing it to the meggy?

The price is 5.6million Ugandan Dollars..

Most insurers will allow you to add an additional car temporarily to your existing insurance. If it is someone elses car, you usually need to be added to their policy temporarily.

Ste's scam :P

As above, check your cancellation fees with your insurer before doing anything. Usually this is 1 months premium (whether you pay monthly or annually.) As for payin monthly, imo you are better to pay annually. With cancellation fees/amendment costs you will end up shelling out the same...

100% scam..

They did do a 1.0 (999cc) but it wasnt a UK model..

Accelerator shouldnt matter mate, as long as they are providing proof of 1yrs ncd, its all the same. Just try all the usual internet routes, go back to your insurer with the best of the bunch and see if they'll beat it..

Agreed, its a necessary evil I guess. Gotta have it, never wanna use it..

Yeah, I was lookin at classic insurance for a '79 3.0 911SC, less than half my 182!

You can use the same arguement to say that anything is "price fixed", who determines the cost of a house or can of beans? Simply put, the premiums are a combination of the average outlay in claims depending on your demographic (as you pointed out, age, postcode etc) the cost of overheads and...

Mine sat on my drive for 5 days waitin for a new tyre when mine was fucked. Seriously considering getting a spare, being without it was a hassle.

*Yawn* Maybe I've been brainwashed by working for an insurance company, or maybe people are too quick to complain. There is no "price fixing" in the insurance business, namely because that would be highly illegal (just look at the fuss over supermarket price fixing!). It is a competetive market...

Not got much to do with the flood claims tbh, tho it will have a minor effect, lots of cars were damaged in the floods as well as houses, but nothing like the outlay required for the home claims.

Preecy, the main driver should be whoever drives the car the most. If you use the car for commuting it is feasible they would invalidate the insurance if you had an accident while travelling to work (fairly obvious then who the main driver should be!) If the car is only used for social use, it...

It will invalidate the insurance. See the Sticky thread "re:Getting insurance in your parents/partners name" above

Fair point onevish. He didn't say how long he has had his licence either. If it's not long, doing the Pass Plus can knock off a big % too..

£5k usually Anni.

Doesnt really matter if its an 10 month or 12 month policy in that respect tho..