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£414 isn't that good a deal IMO.
If you want to be able to get some older cheap lens, then get the D50/350D. D40 lens are generally more expensive, and there is less choice. D40 is more user friendly though
for true 5.1 surround you need an optial lead.
If you don't have this on your surround sound system, just use 2 RCA from the TV into the surround sound. It won't be true 5.1 but you'll get virtual surround from your speakers