1.2 16v 2003 crash

[chewitt]

Hello.. A mate of mine crashed his car the other day, 2003 Clio mk2, needs a new bumper, wing, grill and fog light.. In black. He's wondering whether itll be a write off as it's going through his insurance. any ideas? Cheers.

 

[Dan@M.A.D]

Most likely yes, he should offer to buy it back once he gets a payout.

 

[Addicted]

Depends on the actual damage, hard to say without pictures.

 

[chewitt]

Most likely yes, he should offer to buy it back once he gets a payout.

Yes, I told him to offer to buy it back because I want it, any idea on how much they would want?

 

[Daniel]

I know this may be a completely ridiculous idea, but why not wait and see what the insurance company say?

If everyone on here said it was a write off and it was going to sell for 20p, or if the insurance said it would be available to him for £495,000 there is nothing anyone can do until the insurance company say so.

 

[chewitt]

Just wanted to get a general opinion.. Isn't that what forums are for?

 

[Daniel]

Opinions on what??

How do we know what damage there is? What if the bottom arms are bent? Chassis leg bent?

If all it needs is a wing bumper grill and a foglight, why is he going through the insurance? That lot would cost less to replace than a young persons excess.

 

[chewitt]

Whether they think it'll be a write off.. Nothing is bent, it just needs what I put in my first post, it wasn't his fault, someone pulled out in him so won't cost him a penny.

 

[jaysmith]

picture?

 

[chewitt]

I don't have a picture at the moment.

 

[Hawk182]

If all it needs is a wing bumper grill and a foglight, why is he going through the insurance? That lot would cost less to replace than a young persons excess.

true, and also any future insurance premiums will rise as a result of claiming on insurance, regardless of it being his fault or not.
if it were me and the damage is as you say then i wouldn't go near an insurance company.

 

[chewitt]

I did say that to him but he wouldn't listen, he doesn't want the car anymore which is why he's going through insurance hoping they'll write it off.

 

[Russ_16v]

Whether they think it'll be a write off.. Nothing is bent, it just needs what I put in my first post, it wasn't his fault, someone pulled out in him so won't cost him a penny.

Unfortuantely it will.

He will have to declaire he has had a non-fault accident, this will still up his insurance