Put it this way.
I spent £194 quid on a Cambelt swap on Tuesday. I just taxed the car for 12 months this morning costing me £30. I then did a 250 mile so round trip at 62mpg, and that was going at some!
I also don't have a sunroof.
I can sit in 5th on the motorway, there's no changing to 3rd/4th. No screaming drama. Simpley abit of gas and the torque is away. Plus it's just over £20 a month more to insure than a 1.2, and I'm 18!
So it's not much more if any to maintain. You get alot cheaper tax which semi balances out the insurance increase. And miles more for your fuel.
I'm going to enjoy it more no doubt once tarted up and aligned. But for now my DCi 100 is excellent. No other way around it. Like said in the thread. I see no point in ever being a 1.~ petrol when this is on offer.