Had an accident in my 182 last night and need opinions on whether to put it through my insurance or not. I was coming up to a junction with a guy in front of me who turned right at the junction. He moved off and I followed him as there was nothing coming. He then stopped suddenly in the main road which he admitted to and said he was waiting for someone who was following him.
Dont know if any of you have had experience of running into the back of anyone but Im guessing insurance will say its my fault as I hit him and I must have been too close to not be able to stop in time. Any opinions/experience?
I also need to find out how much a new front bumper and bonnet will be from Renault. I think there may be some damge to the support behind the bumper but there is no other obvious damage. Was thinking about getting my local coachworks to spray the parts and repair the metalwork damage and fit the stuff myself. My excess is £550 so I am tempted to pay for his damage and mine if its less than £700-£800. His car is not badly damaged and will need a lick of paint and a piece of trim.