the insurace game is a joke, there is very little logic behind it... i just had my renewal in and thought about swapping cars with the missus until i build up my no claims again
im an old fart (29), had my license 10 years, made 2 claims in last 3 years, now lost all my ncb, 1 conviction (sp30) and my renewal was £830 for a 172
shes 26 (need to trade her in for a 18yr old), had her license for 4 years, 4 years ncb, 0 claims or convictions. her quote came out at £890 on the 172
ok im a little old and ive had my license for 10 years. however, on paper, ive proven to be a high risk with 0ncb, 2 claims (my fault) and a speeding conviction. granted shes a little younger and hasnt had her licenses as long, however shes now got 4 years ncb but her quote came out higher? wtf!