Accident!

[Xell]

So,

I was calmly waiting in a queue of traffic when some idiot in a 106 didn't realise all the traffic in front of him had stopped and drove straight into the back of me!

I've only had the car 4 weeks, thankfully he's insured though!

The back bumper's caved in and the boot won't shut! Luckily my insurance company are pretty good and it's being picked up tomorrow to be fixed.

 

[Gorms]

Are you all ok? thats the main thing!

pics

Paul

 

[Tyler@Ultimate]

ouch, brand new car as well

 

[Xell]

Yeah I'm ok, although my necks been playing up tonight.

Whiplash might be on the cards!

LOL pic's will be up in a few hours, although there's not a lot to see.

 

[Tyler@Ultimate]

can you not sleep either?

 

[Xell]

Haha just got home from a night out. I would have posted this earlier but the night out got in the way

 

[Brett]

Make sure the repairs spot on mate, don't accept it back until your 100% happy with it.

 

[kev182cup]

It's bullshit now you will own a crashed damaged car which you'll get less for when ya sell through no fault of ya own.
If you claim whiplash if ya don't have it just bare in mind every1's insure goes up.

 

[Laura]

It's not written off so won't show on hpi only way ppl will know is of they look on here.

 

[bearne1]

Work in insurance (in Exeter!) so give me a shout if you need any help or advice. In relation to loss of value you can claim for this but it depends on how much damage has been caused. Most repairers can fix to manufacturers standard (or so they say!) - I have dealt with many claims for diminution (loss of value) from 0 - 15% of the cars value

 

[bearne1]

Re injury - claim from the other persons insurance company WITHOUT a solicitor as it saves our industry stupid legal fees (usually £2000 per claim!)

 

[bearne1]

Make sure the repairs spot on mate, don't accept it back until your 100% happy with it.

Agree with that - kick up merry hell unless its exactly as it was before the accident!

 

[Xell]

Cheer's guys.

My neck's killing me this morning so looks like I have got a touch of whiplash.

bearne1, how does the loss of value claim work?

 

[Josh@Renparts]

It's bulls**t now you will own a crashed damaged car which you'll get less for when ya sell through no fault of ya own.
If you claim whiplash if ya don't have it just bare in mind every1's insure goes up.

ffs.

 

[Brett]

If you have wiplash then claim. I would, and have, because every other person on the road will and you may as well recover some of the rediculous amounts you've previously paid out for insurance. Over the last 4 years my insurance bill is nealry £4K and I haven't made one claim.

 

[kev182cup]

ffs.

What's up with what I said the fact that I said it. Would you be happy if ya forked out for a brand new car then some c**t crashes into ya.

I thought if ya car was repaired through insurance it Showed up on a hpi check.

 

[The_Pirate]

What's up with what I said the fact that I said it. Would you be happy if ya forked out for a brand new car then some c**t crashes into ya.

I thought if ya car was repaired through insurance it Showed up on a hpi check.

An accident will only show up if the insurance deem your car an uneconomical repair i.e a write off (Cat D,C) etc

Shunts and bumps wont, regardless how big or small so long as its not been officially written off

 

[Greeny.]

Only if its an insurance write off, catd catc etc

 

[kev182cup]

Arr I see well I've learnt something today then. The loss value aswell I didn't know about.

 

[DB.]

Agree with that - kick up merry hell unless its exactly as it was before the accident!

This + Atleast your ok!

 

[bearne1]

Cheer's guys.

My neck's killing me this morning so looks like I have got a touch of whiplash.

bearne1, how does the loss of value claim work?

Difficult to tell until you know what damage value is and whether any chassis damage, drop me a pm once you know and i'll see if i can help.

 

[Leeshez]

Ouch. Unlucky.

 

[kenny172]

good luck proving the loss of value tbh.

Work in General insurance for motor traders and the alleged defective work claims etc etc and have yet to pay out on a claim for this

 

[Xell]

Well the hire car finally turned up.......

A 59 plate, 5 door, 1.6 petrol Astra! And damn it's boring to drive!

The garage are coming to pick my car up in the morning, someone's gonna have fun driving that back!

 

[Gally]

You should be in a like for like car, it wasn't your fault. I would have spoken to the Hire car company. A lthough you're probably loving the extra petrol!

Make sure it's mint, if you have any problems give me a pm. DO NOT accept the car until you're happy, inspect it at their premises.

 

[Gumby]

Re injury - claim from the other persons insurance company WITHOUT a solicitor as it saves our industry stupid legal fees (usually £2000 per claim!)

It's not just solicitors who cream it in; credit hire, assessors, medical staff etc do too. More often than not, the fees add up to much more than the overall claim (repairs and everything else).

 

[Christophe]

You should be in a like for like car, it wasn't your fault. I would have spoken to the Hire car company. A lthough you're probably loving the extra petrol!

Make sure it's mint, if you have any problems give me a pm. DO NOT accept the car until you're happy, inspect it at their premises.

Didnt know you are supposed to get a like for like car. when someone went ito my 172 her insurance inspected it and they got me a hired car which was a 1.4 corsa lol. now thats boring. but at the time i didnt care.

 

[Christophe]

was your handbrake/foot on the brake when they went into you ?

 

[Xell]

Christophe,

Yeah I had my foot on the brake. I lightly tapped the car in front of me but there was not damage to it and only a light scuff on my numberplate.

 

[Xell]

I don't f*****g believe it!!

Some idiots just driven into the back of my hire car! It was parked up outside my house and he came round the corner too fast and BOOM!

Typical, I think I'm cursed!

 

[quikshine]

thats unreal... twice within weeks... not good.. at least this time you were not in the car or the 200 wasnt just back from being fixed!

 

[Tunst]

I don't f*****g believe it!!

Some idiots just driven into the back of my hire car! It was parked up outside my house and he came round the corner too fast and BOOM!

Typical, I think I'm cursed!

Im sorry but thats quite funny...



Unlucy mate

 

[Dean.]

lol, im with tunst... pretty funny

bad luck though

 

[Craigus]

Bad things always happen in 3's!

 

[adam1942]

omfg.. did the other guy have insurance? police called and recorded? you insurance are going to bum rape you with no lube come renewal will this go down as two no faults???