Alloys and insurance

[djchewy]

Bought some clio sport alloys 16" for my 1.2, to replace the standard 15", but when i rang my insurance company to tell them they said they wouldnt insure me with non standard alloys

i'm 23 with 4 years no claims, my insurance aint up till august

i didnt think there would be a problem with them being renault alloys

what should i do?

 

[gazcaddy]

it seems very strage they wont insure you, I would have thought they would have jumped at the chance to get some extra money off you

 

[AlexS]

Who you with?
I would explain that they are Renault alloys and could have been fitted from new as a optional extra.
Admiral were more than happy to rob another £50 off me for mine.

 

[djchewy]

thats what i was thinking

when i rang up and said i wanted to change my current alloys for the new ones, they said we dont have record of you having alloys.... they are standard alloys i said, then she said something about its coming up as refer and off she popped to see someone, came back and said we wont insure you with non standard alloys :S

 

[djchewy]

Who you with?
I would explain that they are Renault alloys and could have been fitted from new as a optional extra.
Admiral were more than happy to rob another £50 off me for mine.

with virgin i said they are renault alloys, but i did not say they could have been fitted from new as an optional extra

 

[Biccy]

Thats bullship, change your insurer, prob find it cheeper wit someone else anyway, try using moneysupermarket for best quote

 

[AlexS]

You can buy any of the RS alloys off a Renault stealer if you pay enough, so arguably they could have been fitted as an optional extra from new as they are not 'aftermarket'. It doesn't matter that you bought them second hand.
With my insurance policy I had the choice of declaring alloys
1. option extra (cheaper)
2. aftermarket wheels

I opted for the late, but mine are Team Dynamics.

 

[djchewy]

i might ring back and say they could have been optional extra from standard

as i've had a look for other insurance companies and cant get it any cheaper

 

[S22 JGS]

they probably dont allow mods until ure 25 mate... is the case with most of the bigger name places now.