i like it.
anyways mate, seriously most of the meganesport.net owners are on PCP with decent deposit. im selling my cup £6000 deposit and 36month PCP for £15000 (easily get one with that ammount + £450 spare for 270bhp RS tuning remap) guaranteed final payment or sell works out between £165-£220 permonth dependant on deals around. so sell you car and get as much of a deposit as possible and look into that option.
actually..
Vehicle
Renault Megane Megane 2.0 T 16V Renaultsport 225 Cup 3dr Hbk
Total Price  	£16,000.00  	
Deposit  	£6,000.00
Balance to finance  	£10,000.00  	
34 monthly payments of 	£186.9434 monthly **
Acceptance fee (payable on 1st payment)  	£60.00
Option to purchase fee (payable on final payment)  	£40.00
Final guaranteed payment  	£5,383.10
Excess Mileage Charge  	8.0p per mile **
Mileage P/A  	10000 ***
Total Charge For Credit  	£1,986.00
Total amount payable  	£17,986.00
£197 PCM with 15,000 mile per year
https://www.car-finance.net
most people have between £150-£250 car loans on here anyway