realnumber 1
ClioSport Club Member
Toby, even if you don't claim you are more of a risk to the insurer as you've had a bump - regardless of fault!
Agreed though, that if you shop around at renewal it shouldn't really affect you but the same insurer usually puts the premium up.
The same insurer usually put the premium up come renewal regardless of a bump or not lol....
My last years company was also happy to price match my best quote too (although they wanted proof of said quote). I really think people on here/the internet blow non fault claims out of proportion, even more so after my recent experience.