Buying a 172..

[JT172]

Only just passed my test a month ago, have a 52 plate 1.2 clio extreme, insurance prices are around 4500 at the cheapest, been quoted 3250 for a 172 ? is it a wise idea going for it?

 

[Budgie]

If its cheaper, then yeah.

Just don't be a dick and don't crash it!

 

[JT172]

If i got a 172, i'd treasure the thing, but after jumping to one of those from a 1.2 id be a bit lead footed..
Dont know whether to take the safe option and keep my current car :dapprove:

 

[UKBraderz]

Just don't be a dick and don't crash it!

+1 Ridiculous price if you ask me, get some experience on the road before you buy something with a bit of power...

 

[JT172]

Tough decision

 

[KFRRS94]

What insurance company is that with?

 

[JT172]

Elephant mate

 

[Tomas]

how many years no claims?

 

[JT172]

No years no claims, i planned ahead and said i have been driving for 3 months, January i'd have the money saved if all is well, just done the odd lie to the insurance..

 

[Tomas]

If you've been driving for less than 3 month? I'd stick with a 1.2 for at least a year

 

[JT172]

I was thinking about that, i honestly would not trust myself, i think my clio like is like a ferarri as much as i hate to admit..

 

[Tomas]

Ha stick with the 1.2, I've been driving my 1.2 for 2 and a bit years now

 

[JT172]

insurance any cheaper??

 

[Tomas]

Yeah mine isn't to bad

 

[Bluebeard]

No years no claims, i planned ahead and said i have been driving for 3 months, January i'd have the money saved if all is well, just done the odd lie to the insurance..

You lied to the insurance??

Well done, congratulations.

 

[.Stevo.C.]

What do you mean done the odd lie to the insurance? For only having passed your test 3 months that price is lower than I thought it would be.

 

[.Kev.]

£4.5k ROFL.......

 

[gaz44]

As above, wait. Be patient, enjoy driving instead of eating tree when you rap your 172 around one. Those quotes are crazy money for a 172, not worth it at all. It's all very well being a safe driver but what if something else happens to the car that wasn't your fault, it can still affect the insurance.

At least you're honest, it's impossible not to drive these cars hard or they feel like 1.2's. Keep the current car for a few years and spend the money on something good.

 

[Rowan - Mortgage Expert]

You lied to the insurance??

Well done, congratulations.

And with first name, year of birth, car reg & location on profile...clever.

 

[JT172]

Lied about the price of the car, change certain options, lower annual mileage, excess etc.. not a huge deal..

 

[Ryanj]

Think people may have misunderstood what he is saying, i think he's saying he changed a few things on the quote, so that he could get an idea of the price for when the time comes (i assume he would use accurate details when actually taking out a policy)

 

[JT172]

exactly that ^^^^ :dapprove:

 

[gaz44]

Either way, it still isn't worth it in the slightest to pay thousands on insurance for a Sport. Do the right thing.