just got my clio back, so decided to go for a spin. Earlier that morning i "thought" i had insured it online.....so went i got a fine of £60 and three points, i was abit annoyed along with a producer. So when i rang tesco up to see when my certifcate was arriving they said it hadnt registered!? what am i gonna do?
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just got my clio back, so decided to go for a spin. Earlier that morning i "thought" i had insured it online.....so went i got a fine of £60 and three points, i was abit annoyed along with a producer. So when i rang tesco up to see when my certifcate was arriving they said it hadnt registered!? what am i gonna do?
I would start bending over....
Phone them and see whats going on, you should have received a confirmation e-mail of the policy.
to be honest mate i think your screwed - if you claim that you thought you were inusred then they will say that you should have received email confirmation and if you hadnt received that then you shouldnt have been driving without giving them a call first - it doesnt help that you were then caught for speeding - its harsh but i dont think youve got too many options fella
Little Newms
ClioSport Club Member
182, D2 Td5 & 840CI
lmao!!!!!!
Iain C
ClioSport Club Member
Ring tesco and tell the problem...if u r lucky the policy will be backdated
Deeg
ClioSport Club Member
Youre probably looking at 6 - 9 points and a biggish fine. IIRC, no insurance is up to 9 points, and if youre lucky, they will take the speeding into account as apposed to dealing with it sepperately. Then you only have 1 offence to declare to the insurance company.
As was said before, if you are super lucky, you might get the certificate back dated.
Go and speak to a solicitor, and tesco.
In all honesty ive got a feeling you never had insurance in the 1st place. If thats the case you deserve all what is coming to you!!!
A confirmation e-mail tells you if your insured or not. If you never received it then why the hell did you drive the car in the 1st place. Oh and the insurance company keeps all records of internet transactions!!
Ive got a feelin youve made this up just to find out what will happen to you, as if you had entered this thread to start with caught speeding with no insurance people would think your a scumbag and give you abuse. Youve made up a story just to cover yourself.
You do not have a leg to stand on, and its people like you that make people like me have to fork out £2000 a year insurance!
Rant over!!!
Liquid yellow R26 F1
have a look on here... http://pepipoo.com/http://pepipoo.com/ this gave me some useful info for my 98 in a 70..
If you did it on line then the info WILL still be in the computer you just need a computer wiz to get at it then go to Tesco and they will back date it as its thier mistake.
But me well Id just have a really good go at Tesco and I wouldnt stop at the first girl you get on the phone.............talk to a manager.................they will accomodate.
Good luck......Stu
someone said they had a feeling he never even got insurance, that may be true BUT it is not fair to say you cannot have bought insurance or you would have a confirmation email.
i recently bought online and i didnt get confirmation. i actually had to email them to ask for proof while i waited for my cover note to be sent.
they emailed me to say they were processing my order so to speak, i used my car i needed it but my cover note has now arrived.
hope i never get in that situation though it would be so easy to happen
Nik
ClioSport Admin
Clio Trophy #355
Very true. I just renewed with Privilege and got no email confirmation. Id heared nothing after 5 days, and convinced myself that I never actually bought it. It got to the day my old insurance expired and still nothing so i rang, and it was confirmed that they were in the process of sending out the documentation.
Very poor for them not to confirm your insured in my opinion, but even so, if in doubt, it only takes a 2 minute phone call to make sure before you risk driving uninsured.
E55, KitCar & '85 Quattro
When you got into the car, did you even think for one moment that you were uninsured? If so, then I doubt you would have speeded. Did you go for a quick spin around the block or go for a proper drive somewhere?
If Mitchy is correct, then Id be very worried myself If I were you, and the fact that you havent replied to this thread might point to his sugestion being true! Whenever I drive uninsured (ie- taking someones car out for a quick spin at a meet or something like that) Im very carefull indeed and only go once round the block! It does anger me to think that some people drive everyday with no insurance when I (well ok, my Dad!) pays £1300 a year.
HOWEVER, if what you are saying is all true... keep all your internet history and if push comes to shove, maybe use this to show that you did try to/thought you had insured your car. Also, my Dad said that the internet sites (eg Tesco, Esure, Elephant) keep a record of the people who try to insure their car with different things. When I looked online for insurance in my name I tried it with my dads name, mums name, declaring my accident, no claims etc on the policy and off it to see how it altered the price. He said that when you submit it to get a quote they can see what youve done, so when it comes to actually getting the insurance they may want you to ring them so that they can make sure that you are telling the truth on the policy!
What that all means for you is... there should be some proof of you doing something or other on their site, and that might help you greatly in the end... however youd still get the fine for the points!!!
Sorry about that, didnt realise how much id typed!
-Phil-
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