Cheap insurance for under 25s?

[DAMO 40/172]

Anyone got any ideas on best place for young drivers insurance. Mates just passed his test aged 24 and looking for a little 1.4 or similar but getting qoutes of £1000 +. Anyone know cheap cars to insure and best place to get insurance?

 

[DrR]

Where has he been looking? I'd expect a 172 to be cheaper than that. Directline seem cheap for me.

 

[YorkshireDaz]

I pay 1200 on my 172 and im 26 but with no no claims :dapprove:

Thats with Directline the cheepest by far!

 

[DrR]

you lots are getting ripped off bigstyle, when i was 21 only paid £900 with no no claims on my 172

Now it's only £700 with 1 years NCB at 22 nearly 23.

 

[YorkshireDaz]

Really.. Who with??

 

[DrR]

Direct line.

 

[YorkshireDaz]

Right cheers.. I bought the car without any quotes lol

High risk they say! Hopefully it will go down next year

 

[Andy_con]

i pay £550 with directline im 24 full no claims

 

[nobblebonce]

bell insurance seem ok

 

[Lee coley]

fuk me i pay 340 fully comp direct line im 23. 182 clio.

 

[YorkshireDaz]

fuk me i pay 340 fully comp direct line im 23. 182 clio.

How may ncb thou??

 

[Jungle_Jim]

try brentacre mate, they are modified car friendly, you can select horsepower bands and perform any cosmetic mods without raising your premium

 

[Spark]

im 18 and pay 1200 for my 1.2 with a crash under my belt and thats with the company that i crashed with, i was getting quoted well under a grand with others.

 

[Leeham]

i pay 1800 fully comp with 0 NCB on a 172 at age 20 lol =/

 

[J0sh]

I did a quick online quote with direct line. 19, 1 year NCB, no convictions, on a 1.2 Dynamique. £970!


f**k off.

 

[Spark]

insurance is a bloody scam. You pay through the nose and the put off paying back as long as possible

 

[Brand86]

Direct Line. My 21 year old mate pays less than £800 on an R26, I pay £700 on my 172...beat that!

Don't use price comparisson sites by the way, they are terrible. Cheapest I got on there was over £1800!!!

 

[Lee coley]

direct line over the internet only ask for 3 or more years no claims,ive got 5 but they only go upto 3.

my mate pays 900quid with them and hes got same no claims and hes 29 500quid fully comp

all goes on location and if you park on a drive etc,but i live in a high risk area!!!!

 

[Brand86]

Yeah thats true, I will have 5 years NCB...actually I think I may do already!

I should probably call them.

Also, when I bought the insurance this year I was at home, and will be at home more time than I am at uni in Leeds (8 months / 4 months respectively) do I need to tell them, I was advised that I don't have to but I'm not certan. I looked online and the price went up almost £700, which is just stupid because even though there are more crimes here the most that could be done is my car being broken into, but I don't leave ANYTHING inside, so all I would do is pay for a new window which doesn't go through insurance policy anyway!

Its crazy how they work it all out...and its harsh that all young drivers are tarnished with the same brush. I got insured under my dads name for 3 years, think we paid like less than £100 a year ... a very cheap solution, and if you do it through certain companies you can build your NCB bonus too. You are still covered if you crash into something and its your fault etc.

 

[Lee coley]

ive allways bin on my own,at 19 i was insured on a saphire 4x4 cosworth 1600quid.

pass plus took 50% off my insurance when i was with norwich union,