Is there any way for the insurence companyies to ACTUALLY know if you have had ur car chipped. Im a big fan of declairing everything to the insurence comapnies, but im 18, been driving for about a year, have a 1.2 clio and despiratly want more power. I have a sports backbox fitted, didnt have enough money for full system, getting induction kit soon, but with a 1.2 ive been told the power gian is only likley to be about 3 BHP.