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Civic Pinball @ The Ring
- Thread starter Alex H
- Start date
172, Tiguan
Once you've gone through the Foxhole flat once, you'll never lift again!
Chip, I'd check your insurance covers 3rd party and not just 1st party now. I suspect 99.9% of Brits out there this weekend aren't covered 3rd party, even the ones who think they are. The age old 'My insurance company doesn't mention it by name so i'll be OK' isn't true anymore and it's a big risk. Even a lot of the lesser known 'specialists' have pulled cover.
A lot has changed recently. TF is a no go for me now.
If you have got ful 3rd party liability then get it in writing before you go everyone.
Sorry, don't mean to sound patronising in anyway but i'd hate for someone to be paying for a simple mistake for the rest of their lives.
Chip, I'd check your insurance covers 3rd party and not just 1st party now. I suspect 99.9% of Brits out there this weekend aren't covered 3rd party, even the ones who think they are. The age old 'My insurance company doesn't mention it by name so i'll be OK' isn't true anymore and it's a big risk. Even a lot of the lesser known 'specialists' have pulled cover.
A lot has changed recently. TF is a no go for me now.
If you have got ful 3rd party liability then get it in writing before you go everyone.
Sorry, don't mean to sound patronising in anyway but i'd hate for someone to be paying for a simple mistake for the rest of their lives.
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Any road insurance policy HAS to cover the ring 3rd party as its a road in europe and hence its illegal not to offer cover under all sorts of EU rules (I can dig out the exact details later) however what they then do (on normal insurance) is pay out the 3rd party like they have to but then say you are in breach of another clause and then try and recover the costs from you (including cost of recovery too) for breach of contract.
So with us having a specific cover note for the ring to prove we are covered there, it implicitly will have to mean we arent going to fall foul of a breach clause.
So with us having a specific cover note for the ring to prove we are covered there, it implicitly will have to mean we arent going to fall foul of a breach clause.
Well until I have an accident with this company I cant be certain, but I think that given a cover note explicitly adding ring cover in addition to the annual cover, that they would struggle to convince a judge the liability was mine not theirs.
But you make a VERY good point for people who think their normal insurance will cover it, it used to but these days in most cases it wont.
Around 2:40ish. Watch from 2:30 and you'll see where i lift and where the OP vid obviously doesn't. You can go longer if you don't have a passenger, in my vid i had a massive German man who was giving my brakes a bit of a pounding!
Sore one.
You wet boys at lifting for a slight kink
At sixty pounds a day to insure us there I'm sure they have calculated the liability.
There are at the combe action days, and I expect it to be similar.
I'll be out there most of the day trying my best to avoid the crashes as I have 2 hours open pitlane and a few sessions booked.
182cup & 172 racecar
Chip, I did a 1.19 at Combe last week. Pleased with that.
Not bad for a new boy.
Not bad for a new boy.
Chip, I did a 1.19 at Combe last week. Pleased with that.
Not bad for a new boy.
Well done mate, thats a cracking time I reckon
Anything into the teens is impressive considering your spec and the lack of seat time on the new setup.
Porkie did a 1:13 in his sierra there once, but I believe he had to go to "RentaGonad" first and hire the biggest set they had on the shelf.
I would like to see a sub 1:20 from mine at FCS if possible but so far my best (on an action day) is 1:22 so still a few seconds off.
The car has it in it no problem but I need to up my bravery levels a little!
182cup & 172 racecar
Lee 1.13 fk!! I'll leave that to the Gonad Gods thankyou.
Indeed! Even he only did it once, and said he didnt ever want to do it again, lol.
Wouldnt take many of them before your luck ran out big time!
Listen to the engine noise from before the crash, sounds odd.
182cup & 172 racecar
Clown shoes.
I thought that too lol sounds like an aeroplane!
172, Tiguan
Until a biker goes down on someone's coolant and they have to pay damages, I'm sure they've worked it out fine.
I would think that is the sort of thing they take into account, but obviously as per any insurance if the amount they pay goes up more than the premiums do any year, they will increase it more the next.
Much like everytime some wally on here crashes a hot hatch it puts all our insurance up.
Its certainly not a cheap hobby going there to crash.
Shame, because as a petrol head its just the ultimate place to go!
I found this list of costs, not sure how accurate it is or whether it's in date but it's certainly an eye opener!
Base fee for attendance of armco truck: €150
Removing damaged armco: €10/metre (x2 or x3 or x4 for multiple-height sections)
Replacement armco: €31/metre (x2 or x3 for double/triple height)
Removing damaged armco posts: €5.10 each
Replacing armco post: €39 each
Safety car attendance: €82 per 30 mins (car + 2 people)
Circuit closure: €1,350 per hour
Recovery truck: €190 (inc VAT)
Hospital stay & air ambulance: Let's just say, do NOT go there without travel insurance! (Though a European Health Card - which replaced the E111 - may cover the hospital bit.)
Everything except the recovery truck is then subject to 19% VAT.
Base fee for attendance of armco truck: €150
Removing damaged armco: €10/metre (x2 or x3 or x4 for multiple-height sections)
Replacement armco: €31/metre (x2 or x3 for double/triple height)
Removing damaged armco posts: €5.10 each
Replacing armco post: €39 each
Safety car attendance: €82 per 30 mins (car + 2 people)
Circuit closure: €1,350 per hour
Recovery truck: €190 (inc VAT)
Hospital stay & air ambulance: Let's just say, do NOT go there without travel insurance! (Though a European Health Card - which replaced the E111 - may cover the hospital bit.)
Everything except the recovery truck is then subject to 19% VAT.
182cup & 172 racecar
You don't come back.
If you are actually uninsured, then its a german road traffic offence so the german police will be called.
If you have "normal" UK insurance then your insurers will pay out as they have a 3rd party liability, then chase you through the UK courts to pass that liability back to you and at the same time no doubt blacklist you for insurance.
1988 road traffic act said:
So your normal road insurance will pay out because of that act, but then they will chase you for all costs if they have any sort of exclusion about "not using the vehicle on a prepared course" which since a 2010 test case the ring is now always automatically considered to fall foul of in UK law.
Poor bloke nobody likes loosing there pride and joy :/
Lol! Repay with sexual favours and slavery?
Ahh fair enough, I bet theres a lot of people there with that risk as well. I'd love to go there one day but don't think ill be driving on track myself lol.
I think most uk people going there are not properly insured.
172, Tiguan
As I said earlier, about 99% I suspect.
Chip it's easier for an insurer to just pull cover at the ring rather than increase prices of they have to make a payout or two. Happens all to often. This is why most aren't covered first party let alone 3rd party.
As a side, there was a good (long) thread on this very subject on Northloop recently.
Chip it's easier for an insurer to just pull cover at the ring rather than increase prices of they have to make a payout or two. Happens all to often. This is why most aren't covered first party let alone 3rd party.
As a side, there was a good (long) thread on this very subject on Northloop recently.
