Renault Clio
To cut a very long story short... I was being followed by some maniac who was trying to stop my car, so I panicked and ended up trying to swerve to lose him but went straight into another car and then into a post at about 40mph. I'll never know why but for some reason there wasn't a mark on me, I'm just aching. I ended up going to hospital and having a few x-rays but I was out in no time. The two people in the other car were fine too, just a bit shocked. And to top it off the car will soon be written off.
Now I've got to worry about getting points on my license for "careless driving", although I can't see how that's fair when if I didn't have a nutter trying to hunt me down I wouldn't have been driving carelessly. My insurance will obviously go up and it might go up so much that I can't afford it. And then the insurance company might not even pay up because I forgot to mention the fact that I tinted the windows.
I'm not a bad person and I'm not involved in any trouble and I'm not a boy-racer. It was just a major misunderstanding that went very very wrong. Still in shock.