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I have a D40X which came with Nikon AF-S 18-55 and a 55-200 lenses. Basically there is hardly anything in it between the D40X and D60, it all about personal preference imho. I choose the D40X over the D60 because it was nicer to hold and the price of the kit was to good to say no. To compliment the kit lenses I also bought a Sigma 10-20 and 70-300 but that was just my choice . A 55 and 200 will see you fine for a long time until you get to grips with the camera.