Declaring Alloys?

[mike2fast]

Do most people declare that they have alloys on the car to there insurance company just wondering if they do or not?

 

[Rage]

didnt with them OEM ones...even though they were aftermarket...

...but i have with the BBS

 

[Martin_172]

Media? do you want a picture of my insurance certificate with my mods declaired?

 

[mike2fast]

didnt with them OEM ones...even though they were aftermarket...

...but i have with the BBS

Yh in the same situation i use to have a cora which was modified but when it was wrote off not my fault of course they did not bother about it just payed out so wondering if its worth the hassle lol

 

[guysy]

I know some people who havent decalared alloys with intention to get there car home and swap the wheels if they crash.

With some Insurance companies like Quinns Direct i dont think you have to decalare alloys. Or at least they accept them.

I wouldnt take the risk of not declaring them as i think insurance companys will use any excuse not to pay out.

 

[matt|H]

There's always a chance they will find out and decline any claims... something you'll have to decide if it's worth doing yourself.

 

[fUbAr]

moved to correct section

 

[Nick_P]

Today i renewed with quinn and said i have lowered it then about wheels and they were like we dont need to know about them, so wheeyyy (Y)

 

[guysy]

Did Quin say they didnt mind about the lowering ?

 

[Alastair.]

bit anal i fink

 

[Brian]

Everything declared, inc. alloys - I just think worst case scenario, who's to say you don't have an accident so bad you're not able to drive it home and change the wheels over?

 

[fUbAr]

Everything declared, inc. alloys - I just think worst case scenario, who's to say you don't have an accident so bad you're not able to drive it home and change the wheels over?

My opinion also.

 

[Marky_]

Mine don't care, unless they're worth over a grand or something.

 

[cat171]

Everything declared, inc. alloys - I just think worst case scenario, who's to say you don't have an accident so bad you're not able to drive it home and change the wheels over?

My opinion also.

Me too. Brian talks sense

 

[Beef-Mc]

Mine are declared, no way am I missing out on an insurance pay out because I didn't want to pay £30 to declare them.

 

[Tom Wilde]

Rang my insurance company to declare mine, they didn't need to know...non-performance part...

 

[dajones]

but what if their Renault Wheels ? like im putting 172's on mine do i need to declare as they are renault after all ?

 

[guysy]

I would say probably as there not the stock wheels that come with the 1.2 model. And cost a bit more.

 

[Aluco]

i asked if i could colour code, RS grille, and powder coat my wheels just in case and they said yeah no problem, didnt cost me anything either.

My old insurance (quinn) said they didnt mind as long as the alloys were peugeot ones,
Gti wheels on a 1.1 wheeeyyy

 

[cat171]

Rang my insurance company to declare mine, they didn't need to know...non-performance part...

Yeah but if you hadn't said anything to them & had to claim I bet they'd pull you up on it, any ecuse for them not to pay out. Therefore you were right to say.