Direct line insurance with mods

[beatjunkie]

Is anyone on direct line with modifications? Got told that the compulsory excess will be £500 just with lowering and exhaust..

 

[George182]

Personally I would go with a specialist insurer if you are planning to do modifications.

I am with Greenlight and they have been great.
Neil@greenlight should be able to sort you out

 

[brisa4984]

direct line are useless for mods

 

[Steven103]

They're very picky with age & modifications, which is bad news for most on the forum...

...but excellent news for average people with standard cars.

 

[Neil@greenlight]

if your going to modify your car my advice is to use a specialist . even if direct line cover you with mods they wont replace the uprated parts like for like in the event of an accident

 

[cs_dave]

Chances are greenlight may even save you some money as im soon to be leaving direct line for greenlight.

 

[Neil@greenlight]

like dave said there is a great chance we can save you money . thanks dave

 

[Inequality Street]

like dave said there is a great chance we can save you money . thanks dave

Neil, I have a question for you (Sorry for the thread hyjack!).

My insurance is up in June, and as I'm 21 in April, I'm planning on getting soem quotes from specialists for my 200, as it's slightly modified. If I were to sell the 200 later on in the year (October time) would you be as competitive on a standard car? Or would you say may as well stick with Admiral and the likes?

 

[Neil@greenlight]

it depends on what sort of standard car really mate . if its still some kind of hot hatch you will be fine. might be worth while either pming me or calling the office for a chat mate

 

[Inequality Street]

it depends on what sort of standard car really mate . if its still some kind of hot hatch you will be fine. might be worth while either pming me or calling the office for a chat mate

Ok, will wait until May when I can get a proper quote cheers

 

[Dink]

i wouldn't let direct line insure my radio controlled car tbh

 

[Lawro]

They won't insure a modified car until you are at least 25 and even then its only specific modifications that would be covered.

Direct Line offer a pre-packaged product so its not really designed for modified cars or specialist cases as they don't have the underwriting capability to insure outside the box. Its a product designed for the masses which allows them to provide quality cover and competitive prices.

 

[beatjunkie]

Im 29 and the 172 is only lowered and aftermarket exhaust (due to the high prices Renault want for exhausts/springs) Ive stayed with Admiral for now...£350

 

[shanks]

I changed to greenlight last year from direct line.
saved me just over £500.
Just renewed with them again,great service.

 

[l33th3tr33]

like dave said there is a great chance we can save you money . thanks dave

You need to have been driving for 2 years for you to cover someone IIRC? My insurance is up soon so need to start looking around.

 

[Lawro]

Im 29 and the 172 is only lowered and aftermarket exhaust (due to the high prices Renault want for exhausts/springs) Ive stayed with Admiral for now...£350

Guessing you have convictions/claims to be paying that premium mate?

 

[beatjunkie]

No convictions or claims whys that?