Driving without Insurance

[C.slicker]

If I was just to test drive a mates car and I got stopped for some reason what sort of punishment would I be looking at?

 

[tidyclio]

6 points and a £200 fine typically. Although your mate can be charged aswell if the vehicle is in his name with knowingly allowing somone uninsured to drive it.
Test drive isn't an excuse doesn't take 100 yards to crash

 

[Has]

DRIVING WITHOUT INSURANCE

It is an offence to use (or permit to be used) a motor vehicle on a road or public place when there is not in force a relation to the use of the vehicle such a policy of insurance in respect of third party risks as complies with the Road Traffic Act.
(Road Traffic Act 1988 s143 (C2)

PENALTY

Upon conviction there can be a fine of up to £5,000, between 6-8 penalty points imposed on the licence and the court can impose discretionary driving ban. In any offence of no insurance the main factor in the courts mind will be if the offence was committed deliberately or without knowledge.

 

[dick]

you wont get caught tho,

 

[Has]

you wont get caught tho,

Takes 2 minutes to have an accident! Regardless of fault.

Or a random police stop/check


Not worth the risk....


Its one of the main reasons why are insurance is high because of uninsured drivers on the road.

 

[nockmeister]

only f*ckwits drive with no insurance..

 

[Gumby]

Either get a cover note from his insurance or yours. Only about £10-£20 for the day.

 

[Cookie]

http://www.dayinsure.com/

 

[Ad]

we tend to remember each others details...

has worked a treat in the past. But i dont condone it at all!!!

Im 3rd party to drive anything so is irrelevent now.

 

[AlexS]

As above or if your fully comp on your car you may well be covered third party on his, might be worth ringing up and checking.

 

[keeno86]

someone i know hav put new alloys on her fiesta :dead: and just renewed her insurance. i've told her if she has a crash they wont pay up n the cops will come down on her like a ton of bricks. even more so if someone if hurt or worse killed.....wot kind of penalty could she b facing?

Dom

 

[M1TCH]

As above or if your fully comp on your car you may well be covered third party on his, might be worth ringing up and checking.

small print on most policies say for over 21's only iirc

 

[Ryan]

As above or if your fully comp on your car you may well be covered third party on his, might be worth ringing up and checking.

small print on most policies say for over 21's only iirc

yup think you always need 2 b 21! im not til dec

 

[-Leigh-]

Think you need to be over 25 infact.

 

[Vish]

Think you need to be over 25 infact.

Think he's right. But lots of companies don't allow it anymore. Think its because people get insured on crap cars and then drive nice cars insured by family/friends who have lower premiums.