Elephant/admiral no claims bonus’s

[J273]

Without me ringing up does anyone know if any of these (i think there the same company) accept no claims bonuss if youve got them via a rapid bonus scheme with your previous insurer.



As ive been with norwich union for the past year and half and and have been on there rapid bonus scheme of 9 months which equals to me having 2 years no claims but ive only been driving for 18 months.



Will elephant or admiral accept this as being 2 years as ive heard some insurers wont count this as being 2 years no claims.

Just wanna know without phoning as i wont be getting me new car for a few months,Thanks

 

[Daz]

Well, Elephant/Admiral do the 10mo schemes too.. and they class as a full 1yr.

The NCD proof should just say 2 years.. dont think it even mentions that you got them in 20months!

 

[noel-pilot]

how will they know that you got them from the accelerated scheme? i assume the no claims notification will just say you have 2 years etc etc

 

[ste_brough]

Yeah, your renewal form counts as NCB proof, and mine just went up an extra year, there was no mention of accelerated.

 

[Rich]

I took one years accelerated Admiral NCB to another company a few years ago without any problems.

 

[J273]

It says on my renewal form from norwich union:

No claim diiscount:18 months (discount allowed equivalent to 2 yrs NCD)

Do you think theyll accept that?

 

[J273]

Also how long do you keep them for as ive just sold my car and probably am planning on getting my new car say january time ,so i have the 2 yrs now (18 months) NCD now will these be still valid come january as i wont have been driving for say 5 months.

I will aslo have been driving 2 yrs come january which ive found that it brings my insurance down nearly 500 pound mainly one of the reasons im gonna wait.

 

[White16valver]

You can keep your no claims bonus for 2 years before they class it as invalid I believe. I had to buy a car in the end as I was getting close to the two years! lol

 

[Dazz]

You should be fine, the problem ive just found is ive got 3 years NCB yet only been driving 2 years 10 months. Priviledge wont quote me if i select ive been driving 2 years, yet if i say 3 years its only £600. I phoned them up about this and they put me down as 2 years 10 months and it shot up to £800. You cant win!