As others have already said - it sounds like all things came at once and that is a lot more difficult now that you're unemployed. Bad times all-round.
My 182 is knocking on the door of 80k from new at the tail end of 2004. I use it everyday and when I don't, it doesn't even have the luxury of a garage to be parked in.
I do look after it and the lads at Birchdown give it their TLC treatment every 12k miles. But even they aren't some arcane alchemists who can magic-up bomb proof parts and components that will last hundreds of thousands of miles. I expect that things will start to go wrong - that bills that I wasn't expecting start to crop up. The car gets used and as such only has a shelf-life of x-years until things start to go wrong - pretty much like anything else.
The only reason I've yet to purchase an Evo VI is my belief in that statement above. And then some. I'd be looking at a 10 year old car that through the course of its life has probably been ragged, stolen, abused and/or spent many a day on a circuit. While they are designed to take
some abuse - they can't keep that up forever and eventually something has to break. And the Three Red Diamond parts ain't cheap!
Look at it positively. You're extending the useful life of the car you bought. That can only be a good thing in itself, surely?
D.