First car... best insurers to phone?

[matt|H]

Hi guys,

Looking to buy my Clio ASAP now and want to get some insurance quotes for a 1.4 petrol and 1.5 diesel but unsure of who to phone up.

Ideally I want a company who won't kick up a fuss over mods or don't care about cosmetic mods...

Any suggestions?

List so far (which I'd like to narrow down/change);
Direct line
Adrian flux (cheapest online quote so far for 1.4)
Co-op
Admiral (brother is insured with)
Kwik-fit (had some cheap quotes)
Bell
Elephant

 

[Mark One]

Try direct line but I don't think they'll be your cheapest. A little trick to try (with direct line only):
If you know someone (ie parent) with direct line NCB, they car transfer their NCB to you and vice versa. I started my driving career at 17 in a 1.6 clio si, with 7 years NCB paying £600

 

[Lacey]

Admiral are good. I insured my old Quiksilver at 17 fully comp for 800 quid, and they do a good job repairing, best service I've had.

bell.co.uk are who i'm with now (admiral/bell same company) bell strangely quoted me cheaper this year.

 

[jesus]

try quinn-direct

 

[Ben.]

try quinn-direct

+1

i used them to insure my first car, and so do all my mates

dont charge you for cosmetic modes either

 

[Mark One]

agreed admiral are good. They particularly like valvers

 

[matt|H]

Both Quinn and Admiral have given me stupid online quotes... will their phone pricing differ much?

So far the best quote I've been given online is £1375 for a 1.4 with 'flux... don't think I'm going to get any better than that.

 

[Lacey]

go with bell.co.uk - you can increase your excess.... just don't crash. :/

 

[jesus]

Both Quinn and Admiral have given me stupid online quotes... will their phone pricing differ much?

So far the best quote I've been given online is £1375 for a 1.4 with 'flux... don't think I'm going to get any better than that.

put an older driver as named

 

[matt|H]

Both Quinn and Admiral have given me stupid online quotes... will their phone pricing differ much?

So far the best quote I've been given online is £1375 for a 1.4 with 'flux... don't think I'm going to get any better than that.

put an older driver as named

Put my brother down as named.. Didn't see a difference in price (11 years driving.. claims but didn't state any).

Edit - bell £2569 dropped to £1600 when adding my brother as named driver.

If I did end up putting someone else as named driver and needed to claim, would this affect them on their own policy elsewhere?

 

[VeinAST]

The 1.4 16v Clio is a Group 5 car, quite high to start off with.

I had my mk1 ph2 1.2 RL Prima and that was a Group 2/3 I believe.
Still ended up paying £1100 TPFT for it...

 

[jack_davey]

bell.co.uk, much cheaper than anyone else, their customer service is better than other insurers I have been with

 

[SC03OTT]

elephant have been good for me this year. got my renewal quote from bell @ £350, but went with elephant @ £265.

put your parents/guardians as named drivers. and select a 10 month bonus acelerator imo

 

[DanS]

just got an online quote from bell.co.uk for £524 and is £260 cheaper than nearest one (elephant renewal at £684)

I'm 28 this year, been driving 10 years with 1 years NCB (was insured on my dads for 9 years unfortunately) does this seem a good price?

 

[Bodge!]

tesco?

 

[Brett]

bell's excess is too high for my liking, will probly go with them next year though. directline best i can find for this year, well september £1480 which im pretty happy with. If only they would insure mods