Gap insurance

[antnee]

Which companies are good for GAP Insurance?

Been quoted 300 from Ford for a 2 year policy for a 15k car and I am sure people pay loads less than that

 

[ColinG]

Ala.co.uk is all you ever need!

 

[DAN@ADRIAN FLUX]

Hi,
Just to let you know that we offer a product called Total Loss Protection. Whilst it's not exactly the same as your traditional GAP product we feel for some clients it can make a cost effective alternative. If you wanted any further details them please feel free to drop me a line.
Regards,
Dan.

 

[DB.]

Anyone used Chris knott?

Ordering my new car this week and saw him pop up on the BMW forums.

 

[masekwm]

I'm with Ala

 

[Gorms]

Which companies are good for GAP Insurance?

Been quoted 300 from Ford for a 2 year policy for a 15k car and I am sure people pay loads less than that

Ala.co.uk is all you ever need!

I'm with Ala

Ala i think i paid £120 for 3 years.

 

[DB.]

How useful is gap insurance if you have put down a deposit of c. £10k on a £40k car?

 

[antnee]

How useful is gap insurance if you have put down a deposit of c. £10k on a £40k car?

You can get GAP cover which will take you back to the invoice cost in the event of a claim so could be very useful

 

[Addicted]

Just go with ALA.

 

[DB.]

Everyone points to ALA so will give them a call when delivery is confirmed!

 

[Pep]

Thread bump.

Want to get Gap for mine, Ala came out at £245 for 3 year cover, Direct Gap £185.
I'm wanting full invoice price cover, anyone got much experience?

 

[Speedy300]

Use Ala with the following link, using Piston12 discount:

http://www.pistonheads.com/gassing/topic.asp?t=1488230

 

[sburrell93]

Holy thread revivial!

Needing to help sort out gap insurance for my girlfriend's new car. I just let BMW sort mines out when I got my car so I'm not too clued up on doing it all separately.

Looking at a Return To Invoice policy, so assuming it's best to cover for the full 4 years (it's a 48 month PCP), although 3 to 4 years jumps the price up a good bit! How do you work out what level of cover you need too? Been looking on ALA, and they give you a recommended value. Is it fairly accurate?

 

[Gorms]

Holy thread revivial!

Needing to help sort out gap insurance for my girlfriend's new car. I just let BMW sort mines out when I got my car so I'm not too clued up on doing it all separately.

Looking at a Return To Invoice policy, so assuming it's best to cover for the full 4 years (it's a 48 month PCP), although 3 to 4 years jumps the price up a good bit! How do you work out what level of cover you need too? Been looking on ALA, and they give you a recommended value. Is it fairly accurate?

Could you not just cover the 3 years for now and extend it if you get to the 4th year. Do you think you will own it in 4 years time? Also a little trick I found with ALA is, get a quote but don't purchase it straight away. Wait an hour or two and you normally get an email with a discount code attached.

VCLOUDALA10 gets you 10% off

 

[sburrell93]

Could you not just cover the 3 years for now and extend it if you get to the 4th year. Do you think you will own it in 4 years time? Also a little trick I found with ALA is, get a quote but don't purchase it straight away. Wait an hour or two and you normally get an email with a discount code attached.

VCLOUDALA10 gets you 10% off

Valid point that, will more than likely consider trading it in before 3 years are up knowing her!

I think I found an ALA code for about 12% off last night, I'll need to have a look again. They seem to be the ones to go for from a bit of searching anyway.