Going to look at a clio tomorrow, 1ST CAR :D

[Goodj]

With tis policy i will get some NCB just not the full amount

Companies only accept full-year bonuses. 50% of 1 year will get you 0% discount.

Honestly, you should try to swallow the insurance costs for going alone. I did from day 1. £1500 for an entry-level Diesel Corsa wasn't fun, but it stopped me making the car worse with ghey "modz" as I needed to be able to afford the insurance and other costs, whilst being a student.

And now, with almost 14 years NCB I've got a pretty good position with companies for anything I like....well, until I factor the missus in, who's techincally got no NCB, even thoguh she's been on my policy for 4 years without incident.

 

[MatthewR]

advice from a 19 year old here.

i passed at 17, was a named driver on my mums car for a year and then looked at getting myself a car. because i had been a named driver for a year i had nothing in terms of a NCD. my policy started out at just short of 3k

ive now got my own car and after driving it for a year i got a quote (with my ncb) and it was down at 1200! thats over 50% nocked off with only 1 year no claims.

dont go on as a named driver as it will be a nightmare to insure anything in later life!

on and get the clio. much better looking than a polo!

 

[.Simon]

How much is an insurance policy in your own name?

 

[louis123]

about 4000

 

[Goodj]

about 4000

Welcome to the world of cars.

Go for whatever is the cheapest to insure and then stick with it for a coupler of years and don't go trying to "improve" it eitgher, as you'll either increase your premium or invalidate your policy (depending on if you declare said "improvements").

Foot the bill for this first year and you'll be better off long-term

 

[.Simon]

Just get a cheap run around, a 1.1/1.2 Fiesta ...

 

[Goodj]

http://uk.cars.yahoo.com/16092010/36/top-ten-used-low-insurance-cars-young-drivers-0.html

http://www.thisismoney.co.uk/money/cars/article-1700001/Five-cars-cheap-insure.html

I'd almost be tempted by a Smart if I was 18 again. Cheap to run and you'll have to try really hard to get any license points!

 

[NinjaGutz]

Have you tried putting mum/dad as named drivers on your insurance? thats what i did, got it down to £1600 for a 20yr old with no ncb on my 1.2

 

[Goodj]

Have you tried putting mum/dad as named drivers on your insurance? thats what i did, got it down to £1600 for a 20yr old with no ncb on my 1.2

So long as they doi drive it once in a while, this is a great move.

Reading up on one of those links I posted, have you considered a classic Mini? Bang it through classic car insurance and save.

Also, you'll have something with some character

 

[olliewebbuk]

you'll have to try really hard to get any license points!

You'd be surprised mate. A friend of mine has a remapped 1 litre turbo one, it's rapid off the line.

 

[louis123]

Got it down to about 1450 on 1.2 Clio or 1.4 Fox on parents with DirectLine.

Considered a classic mini but mum said it wasnt safe enough and i wasn't allowed one as a first car just in case, i really wanted one though aha!

 

[Dan@M.A.D]

Try churchill? as a named driver you can claim no claims with them (although it can only be used with them in the future)

 

[olliewebbuk]

You will die in a crash if you get a original Mini. Don't forget it's not just about you hitting stuff, it's about other people hitting you too. And since you're not an experienced driver yet you won't be able to get yourself out the way etc.

Also most Classic insurance needs you to be over 25.

 

[Goodj]

ah well, in that cae, go for the Fox.

save the heroic twistiez stories for when you've gto some real-world driving in the bag.

 

[olliewebbuk]

Agreement on the Fox. Even though I think VWs (and bloody Audis) are utter cack.

 

[Dan@M.A.D]

Foxs look so s**t though get the clio or a polo. Id have a fiat cinquento over a fox lol

 

[Goodj]

Foxs look so s**t though get the clio or a polo. Id have a fiat cinquento over a fox lol

Non RS Clio's look s**t though, I'd have herpes over a Dynamique

 

[olliewebbuk]

If someone said to me at 17, you can only have two cars:

1) A VW Fox
2) A Fiat Cinquento

I would take the Fox, because I'm not mentally deficient. It's the OP's first car ffs, it needs to be dull, safe, cheap to run and reliable. 1.2 16v Clios have far too many gremlins for this, hell I bet a low mileage Alfa 147 would be more reliable than a 1.2 16v Clio.

 

[Dan@M.A.D]

Looks a dam sight better than that.

 

[olliewebbuk]

Ruined y0!

 

[Goodj]

I just revisited my lunch.

I hope OP doesn't see that picture, else hormones and y0! will demand he increases his premiums via stick on gash-plate

oh and +1 over 1.2 clios being money-pits.
Clios are money pits, period. Doesn't matter which one you get, you're still going to end up staring at big bills one day.

Especially as, being the frist car, it will invariably have the envelope "pushed" one day, to impress clunge / mates.

 

[olliewebbuk]

This:

I hope OP doesn't see that picture, else hormones and y0! will demand he increases his premiums via stick on gash-plate

And this:

Especially as, being the frist car, it will invariably have the envelope "pushed" one day, to impress clunge / mates.

EQUALZ:

 

[Filippo]

Get an 02 Fiesta or something. That Fox looks horrific. I'd have a corsa over that!

 

[leeds2592]

VW Fox's look s**t though, I'd have herpes over a Fox

EFA

 

[Goodj]

I'd rather a VW over a dagenham dustbin.
Or a French fundpit.

Besides, OP mentioned it first.

 

[olliewebbuk]

To the OP.

If I was you I'd get a 107/C1/Aygo or a C2.

 

[Goodj]

+1 Aygo

http://www.autotrader.co.uk/classif...ta/postcode/ls72at/page/1/radius/40?logcode=p

 

[louis123]

Might go have a look at this:

http://www.autotrader.co.uk/classif.../page/1/radius/1500/postcode/nr85dw?logcode=p

 

[Dan@M.A.D]

 

[kerry-w]

Id rather stick my balls in a blender than drive around in an Aygo.

Why not go for an older Clio such as a dynamique or a PH1? They are pretty strong engines to be fair, mines at 142,000 miles now and it's started first time everytime and pulls along nicely compared to some other mates Fiesta's that are on 60k odd.

 

[olliewebbuk]

Id rather stick my balls in a blender than drive around in an Aygo

Oh yeah, because a Clio is so baller. Its a first car, as I said. Needs to be cheap, safe, dull, slow not easily modded.

Aygo/107/C1 are cheap to insure because they don't get amateur chassis engineers buying them for lows and picking up hot chav ass.

 

[leeds2592]

Id rather stick my balls in a blender than drive around in an Aygo.

Why not go for an older Clio such as a dynamique or a PH1? They are pretty strong engines to be fair, mines at 142,000 miles now and it's started first time everytime and pulls along nicely compared to some other mates Fiesta's that are on 60k odd.

This. You'll look like a right bellend. A Clio isn't the most manlyist car in the world but a damn sight better than something like that.

My mate's Clio is a 52 plate and on over 100,000 miles and its still running sweet as a nut.

 

[Dan@M.A.D]

Consider one of the following:
Polo
mk2 clio (not a campus)
citroen c2
fiesta climate

He clearly isnt the sought to modify a car if hes considering an aygo. Looks so dull, just nothing nice about it IMO. Just see what quotes you get back for the above cars and make your mind up.

 

[Goodj]

they don't get amateur chassis engineers buying them for lows and picking up hot chav ass.

:lolup: The tears rolled for a good few finutes after reading this.

Clio's invariably start of as "just going to colour-code my strips" and end up "checkout how lowz I is ova 17s n mi YOzza iz propa sick y'kna"

Oh, and I'd say the lower running costs make the Aygo a far better car for the time than an old-style 1.2 Clio of any fashion. Maybe hunt one with the alloys though.

Shopping-edition clios aren't exactly lookers either, let's face it, hence why all the wannabes quickly start tryikng to make them look like RS Clio's, with varying degrees of non-success.

 

[olliewebbuk]

Polo
mk2 clio (not a campus)
citroen c2
fiesta climate

Have you ever driven a Aygo/C1/107? I have, I nearly bought a brand new 107 when I was getting rid of my 206 GTi, in the end I ended up getting another Clio (my Ph2 172 Flamer).

It was quite a fun car to drive, put quite a smile on my face because you could boot it all say every day and it just lapped it up. I got 70mph out of the demo car in 2nd gear. I had a Ph1 1.2 8v Clio, it was a massive hunk of shite. Replaced it with a Ph1 Si 1.4 16v which was miles better but hell of a lot more to insure.

It's all about insurance for the OP, hence why he started this thread. Your advice isn't really helping.

 

[Dan@M.A.D]

Ive driven a 107 in bright yellow. It was my grandmas car.

 

[kerry-w]

lows and picking up hot chav ass.

Isnt that why everyone buys a Clio :S I pick my car choice on how wet it will make the local clunge.

Consider one of the following:
Polo
mk2 clio (not a campus)
citroen c2
fiesta climate

He clearly isnt the sought to modify a car if hes considering an aygo. Looks so dull, just nothing nice about it IMO. Just see what quotes you get back for the above cars and make your mind up.

Agree with above, C2 is a pretty decent looking car along with Fiesta's (2001ish age ones, im not in the know with the MK for the shapes)

 

[Goodj]

Newer design, cheaper to run.

and the 3-pot doesn't sound all that bad either for something missing at least 3 cylinders

 

[kerry-w]

Have you ever driven a Aygo/C1/107? I have, I nearly bought a brand new 107 when I was getting rid of my 206 GTi, in the end I ended up getting another Clio (my Ph2 172 Flamer).

It was quite a fun car to drive, put quite a smile on my face because you could boot it all say every day and it just lapped it up. I got 70mph out of the demo car in 2nd gear. I had a Ph1 1.2 8v Clio, it was a massive hunk of s**te. Replaced it with a Ph1 Si 1.4 16v which was miles better but hell of a lot more to insure.

It's all about insurance for the OP, hence why he started this thread. Your advice isn't really helping.

Also on the insurance price part, I found it cheaper to insure a PH1 clio 1.4 than a newer Aygo/107 etc. This is because their worth f**k all in value so when it eventually does get flipped through someones front headge backwards on fire then it will only get £300odd for the car value as opposed to £3,000.

 

[Goodj]

Fu(k it.

just get a BMW 330, you make the clique happy and instantly become badman. Fuk da dollar y0! poontang cruizin

(awaiting permaban for writing clique)