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Fletcher
ClioSport Club Member
I'd say it's worth, it if you can afford it??
How come your profile stats, that you already own a 182 then??
How come your profile stats, that you already own a 182 then??
Fletcher
ClioSport Club Member
Oh i see.
Have you looked into 106 rallye's GTI's, Saxo's? iirc they have lower insurance groups.
The first thing i'd say is dont bother getting one on finance from a garage unless its a decent rate, get a bank loan instead, its likely you'll get a better rate. It depends on what model you are looking to get, how old it will be, what the APR on the loan will be etc.
I wouldnt want to get financed up on an old 172 at 19% for the next 5 years for example, but if there was a tidy cup or 182 about and you get a decent finance deal and can affod it without being skint, then go for it.
They are great cars, but not great enough to be skint for years to come to be honest.
I wouldnt want to get financed up on an old 172 at 19% for the next 5 years for example, but if there was a tidy cup or 182 about and you get a decent finance deal and can affod it without being skint, then go for it.
They are great cars, but not great enough to be skint for years to come to be honest.
Bus w**ker
+1
Can you not save for one? Ph1s are going for just over £2k now so if you can put £500 a month for four/five months you'll have enough to buy one outright and you're then not paying over the odds for a 9 year old car. Plus how long do you honestly think you'd keep the car for?
Is that £1300 TPFT or fully comp?
fully comp. and if i got a 182 id have it for around 3 years or so.
Bus w**ker
£1300 doesn't seem bad at all for a 20 year old on a 182 fully comp.
So is it a 182 you're after or would you consider a 172? If you would then I'd recommend you look at them. [worms]At least with the ph1 you are getting more car for less money[/worms]. Obviously choice is yours, but I'd avoid finance or debt if you can help it.
So is it a 182 you're after or would you consider a 172? If you would then I'd recommend you look at them. [worms]At least with the ph1 you are getting more car for less money[/worms]. Obviously choice is yours, but I'd avoid finance or debt if you can help it.
Renault Clio RS 182
I got a loan for mine, it was a better deal than any finance from a garage. How many years no claims do you have?
My insurance was over a grand, but once i moved up to 4 years no claims it dropped to just under 700quid (im 23 though....and female
so that might be why there is a difference too)
if you feel you can afford it, go for it!! I was hankering after a RS ever since i passed my test but i couldnt afford it. once the (boyfriends) payrise kicked in i was there!
My insurance was over a grand, but once i moved up to 4 years no claims it dropped to just under 700quid (im 23 though....and female
so that might be why there is a difference too)if you feel you can afford it, go for it!! I was hankering after a RS ever since i passed my test but i couldnt afford it. once the (boyfriends) payrise kicked in i was there!
A Flamin' Red one
Think about it. £1300 is ONE THOUSAND, THREE HUNDRED POUNDS A YEAR to drive a small French hatchback!
My friend is looking into buying a 944 Porsche and that's only £100 more...
As said though, if you really want it, try and avoid garage arranged finance. I bought mine (and my insurance for the year) on a credit card. I pay £140 a month in repayments to the credit card, and that's above the minimum payment...
My friend is looking into buying a 944 Porsche and that's only £100 more...
As said though, if you really want it, try and avoid garage arranged finance. I bought mine (and my insurance for the year) on a credit card. I pay £140 a month in repayments to the credit card, and that's above the minimum payment...
Shed.
If you can, then do it.
You need to sit down and work out how much you earn a month, and then minus £130 a month for insurance (Or whatever the rate is) and all the other crap. I personally wouldnt get a car on finance unless i only had say £2-3k to pay off over 2 years, fortunately i have parents who loan me money on a 0% rate.
If itll skint you then dont bother.
You need to sit down and work out how much you earn a month, and then minus £130 a month for insurance (Or whatever the rate is) and all the other crap. I personally wouldnt get a car on finance unless i only had say £2-3k to pay off over 2 years, fortunately i have parents who loan me money on a 0% rate.
If itll skint you then dont bother.
